420 N Nesmith Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 420 N Nesmith Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1905
Lot Size	0.141 acres (6,159 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (May 2020)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	May 2020 Second Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-260-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-260-005-000`
Alternative APN	`46192`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Finished Area
1st Floor Area	812 sqft
Upper Floors Area	300 sqft
Basement Area	812 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,159 sqft (0.141 acres)
Lot Dimensions	140 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46192
Street Address	420 N NESMITH AVE
City	SIOUX FALLS
State	SD
Zip	57103-0840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 49 SHAWS SIOUX FALLS ADDN
Legal Subdivision	SHAWS SIOUX FALLS ADDN
Legal Block	49
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2039
Census Tract	300

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	420 N NESMITH AVE, SIOUX FALLS, SD 57103-0840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAINS COMMERCE BANK
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 21, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, STEWART

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Deed Book / Page	596-D / 148
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	596DEED/141
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	420 N NESMITH AVE, SIOUX FALLS, SD 57103-0840
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1885MTG/465
Date	May 21, 2020
Book Page	1885 MTG/465

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 21, 2020
Property Address	420 N NESMITH AVE, SIOUX FALLS, SD 57103-0840
Document Number	596DEED/148
Book / Page	596 DEED / 148
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N NESMITH AVE, SIOUX FALLS, SD 57103-0840

Mortgage

Document Number	1885MTG/464
Date	May 21, 2020
Book Page	1885 MTG/464

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MINNEHAHA SD
Recording Date	May 21, 2020
Property Address	420 N NESMITH AVE, SIOUX FALLS, SD 57103-0840
Document Number	596DEED/141
Book / Page	596 DEED / 141
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NOT AVAILABLE, STEWART

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5421 S GRAYSTONE AVE APT 190, 190, SIOUX FALLS, SD 57108-8658

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,548 (-4.61%) Land $19,978 Building $146,570	$166,548 Land $19,978 Building $146,570
2025	$2,372.00	$174,600 (+4.99%) Land $20,200 Building $154,400
2024	$2,372.00 (+40.02%)	$166,300 (+49.95%) Land $16,900 Building $149,400
2022	$1,694.00	$110,900 Land $13,100 Building $97,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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