Lake County property record for 420 N Main St, Wauconda, IL 60084
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 13,440 sqft · built 1987 |
| Lot Size | 0.855 acres (37,222 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Jul 2022) |
| Tax Bill | $25,054 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-204-028 |
| Primary APN | 09-26-204-028 |
|---|
| Units | 16 Units |
|---|---|
| Building Area | 13,440 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 37,222 sqft (0.855 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Street Address | 420 N MAIN ST |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-3040 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Legal Description | VILLAGE OF WAUCONDA;PT LT9 BEG 679N SW COR SE NE 26-44-9,N9 8.2 MOL TO S LN LT 1 H.MAIMANS SUB EXTND W,E255.75 TO NW C OR LT2 SD SUB,S80 TO SW COR LT2,E ALG S LN SD SUB EXTND EL |
| Legal Subdivision | VILLAGE OF WAUCONDA |
| Legal Lot Number | 9,1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 864208 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 313, CRYSTAL LAKE, IL 60039-0313 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FNBC BANK & TRUST |
| Jul 22, 2022 | Deed, Transfer · Stand-Alone First Mortgage FNBC BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Mar 6, 1996 · Amount on Record |
| Deed Document Number | 20227921827 |
| Prior Transfer Date | Feb 12, 1996 |
| Prior Transfer Doc | 0003793214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 420 N MAIN ST, WAUCONDA, IL 60084-3040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0007921829 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 7921829 |
| Name | FNBC BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LA GRANGE, IL 60525 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 5, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 22, 2022 |
| Property Address | 420 N MAIN ST, WAUCONDA, IL 60084-3040 |
| Document Number | 0007921827 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 7921827 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 LAKE ST # ST100C, ST100C, OAK PARK, IL 60301-1015 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 313, CRYSTAL LAKE, IL 60039-0313 |
| Document Number | 0007921828 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 7921828 |
| Name | FNBC BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 5, 2027 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,650 (+16.78%) Land $78,377 Building $222,273 | $902,041 (+16.79%) Land $235,155 Building $666,886 | |
| 2024 | $25,054.00 (+10.7%) | ||
| 2023 | $22,633.00 | $257,439 (+24.11%) Land $67,112 Building $190,327 | $772,394 (+24.11%) Land $201,356 Building $571,038 |
| 2022 | $207,429 Land $63,182 Building $144,247 | $622,349 Land $189,565 Building $432,784 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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