420 N Center St, Eustis, FL 32726 Property Records

Lake County property record for 420 N Center St, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2025)
Tax Bill	$852 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-19-26-0100-012-00100`

Property Details

APN / Parcel Number

Primary APN	`02-19-26-0100-012-00100`
Alternative APN	`1631866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Pier/Post & Beam
Roof Material	Tar & Gravel
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	1,173 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1631866
Street Address	420 N CENTER ST
City	EUSTIS
State	FL
Zip	32726-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUSTIS CLIFFORD PARK LOTS 1 2 BLK 12 PB 5 PG 20 ORB 5619 PG 1548
Legal Range	26E
Legal Township	19S
Legal Section	02
Legal Subdivision	CLIFFORD PARK
Legal Tract	100
Legal Block	12
Legal Lot Number	1-2 2
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3012
Census Tract	30206

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 N CENTER ST, EUSTIS, FL 32726-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE LENDERS INVESTMENT TRADING CORP
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEYBOLD FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	2025115146
Deed Book / Page	6598 / 1765
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 17, 2025
Property Address	420 N CENTER ST, EUSTIS, FL 32726-3518
Document Number	0065981765
Book / Page	6598 / 1765
Map Reference	MB 5 PG 20
Instrument Date	Sep 3, 2025
Instrument	2025115146
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CLEVER TITLE FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7374 NEW YORK 104, OSWEGO, NY 13126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N CENTER ST, EUSTIS, FL 32726-3518

Mortgage

Document Number	0065981767
Date	Sep 17, 2025
Book Page	6598/1767
Instrument	2025115147

Lender

Name	MORTGAGE LENDERS INVESTMENT TRADING CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 12, 2021
Property Address	420 N CENTER ST, EUSTIS, FL 32726-3518
Document Number	0056191548
Book / Page	5619 / 1548
Map Reference	MB 5 PG 20
Instrument Date	Jan 8, 2021
Instrument	2021005207
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 E LAKEVIEW AVE, EUSTIS, FL 32726-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 LEE ST, LEESBURG, FL 34748-4974

Mortgage

Document Number	0056191550
Date	Jan 12, 2021
Instrument	5619/1550

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	420 N CENTER ST, EUSTIS, FL 32726-3518
Document Number	0049391677
Book / Page	004939 / 001677
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E LAKEVIEW AVE EUSTIS FL 32726, EUSTIS, FL 32726

Mortgage

Document Number	0049391677
Date	May 3, 2017
Book Page	004939/001677
Instrument	48525

Lender

Name	SEYBOLD FAMILY TRUST (PT)
Address	1497 MAIN ST # 311, DUNEDIN, FL 34698-4612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,110 (+2.89%) Land $25,133 Building $61,977	$91,515 (-0.06%) Land $25,133 Building $66,382
2024	$852.00 (+6.63%) Homeowner's exemption	$84,660 (+2.99%) Land $25,133 Building $59,527	$91,568 (+2.21%) Land $25,133 Building $66,435
2023	$799.00 (+4.44%) Homeowner's exemption Additional exemption filed	$82,200 (+2.99%)	$89,590 (+12.25%) Land $25,133 Building $64,457
2022	$765.00 Homeowner's exemption Additional exemption filed	$79,814	$79,814 Land $15,708 Building $64,106

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

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