420 N 3rd St, Chowchilla, CA 93610 Property Records

Madera County property record for 420 N 3rd St, Chowchilla, CA 93610

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,507 sqft · built 1949
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Nov 2025)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-081-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-081-004-000`
Alternative APN	`001081004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft
Basement Area	308 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	10,500 sqft (0.241 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	420 N 3RD ST
City	CHOWCHILLA
State	CA
Zip	93610-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 BLK A
Legal Subdivision	CITY/CHOWCHILLA
Legal Block	A
Legal Lot Number	57
Jurisdiction	MADERA CA
Township / Civil Division	CHOWCHILLA
Census Block Group	5
Census Block	5015
Census Tract	302

Owner

420 N 3rd St is owned and occupied by an individual who bought it in November 2025.

Source: Madera County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 8, 2022	Grant Deed, Transfer · Conventional Mortgage OPTIONWIDE FINANCIAL CORP
Jan 3, 2020	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 31, 2018	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Nov 8, 2022 · Amount on File
Deed Document Number	202523467
Transfer Doc	0000008617
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Nov 3, 2025
Property Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Document Number	0000023467
Map Reference	VOL 5 PG 119
Instrument Date	Oct 29, 2025
Instrument	2025023467
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514

Mortgage

Document Number	0000023468
Date	Nov 3, 2025
Instrument	2025023468

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Nov 8, 2022
Property Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Document Number	0000028789
Map Reference	VOL 5 PG 119
Instrument Date	Oct 12, 2022
Instrument	2022028789
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 HONOR CT, ATWATER, CA 95301

Mortgage

Document Number	0000028790
Date	Nov 8, 2022
Instrument	2022028790

Lender

Name	OPTIONWIDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2062

January 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MADERA CA
Recording Date	Jan 3, 2020
Property Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Document Number	0000000159
Map Reference	VOL 5 PG 119
Instrument Date	Dec 26, 2019
Instrument	2020000159
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N 3RD ST, 420, CHOWCHILLA, CA 93610-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000164
Date	Jan 3, 2020
Instrument	2020000164

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Aug 31, 2018
Property Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Document Number	0000019821
Map Reference	VOL5 PG119
Instrument Date	Aug 20, 2018
Instrument	2018019821
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 N 3RD ST, CHOWCHILLA, CA 93610-2514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019822
Date	Aug 31, 2018
Instrument	2018019822

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 420 N 3rd St was $2,967, up 2.2% from the year before.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Chowchilla City
Elementary School District	Chowchilla Elementary School District (KG - 08)
Secondary School District	Chowchilla Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,000 (+36.26%) Land $45,000 Building $325,000
2025	$2,967.00 (+2.24%)	$271,544 Land $41,616 Building $229,928
2024	$2,902.00 (+1.72%)
2023	$2,853.00 (+34.7%)	$261,000 Land $40,000 Building $221,000
2022	$2,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 420 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHOWCHILLA CITY WATER DEPT serves 13,916 people · EPA ID CA2010001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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