420 N 2nd St, Eldridge, IA 52748 Property Records

Scott County property record for 420 N 2nd St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,235 sqft · built 1950
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2018)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	May 2023 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931147908083`

Property Details

APN / Parcel Number

Primary APN	`931147908083`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,033 sqft
Basement Area	1,033 sqft
Unfinished Basement	1,033 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,074 sqft (0.369 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	195 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	420 N 2ND ST
City	ELDRIDGE
State	IA
Zip	52748-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN ELDRIDGE LOT: 008 BLOCK: 008 ORIGINAL TOWN E 35'LOT 8 & ALL LOTS 6 &7
Legal Subdivision	ORIGINAL TOWN ELDRIDGE
Legal Block	8
Legal Lot Number	6-8
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1020
Census Tract	10201

Owner

420 N 2nd St is owned and occupied by two individuals who bought it in August 2018.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 N 2ND ST, ELDRIDGE, IA 52748-1257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit IH MISSISSIPPI VALLEY CU
Aug 10, 2018	Warranty Deed, Transfer IH MISSISSIPPI VALLEY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Deed Document Number	201820796
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	420 N 2ND ST, ELDRIDGE, IA 52748-1257
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N 2ND ST, ELDRIDGE, IA 52748-1257

Mortgage

Document Number	202300008447
Date	May 19, 2023
Instrument	202300008447

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	64265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 10, 2018
Property Address	420 N 2ND ST, ELDRIDGE, IA 52748-1257
Document Number	201800020796
Instrument Date	Jun 29, 2018
Instrument	201800020796
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 N 2ND ST, ELDRIDGE, IA 52748-1257

Mortgage

Document Number	201800020798
Date	Aug 10, 2018
Instrument	201800020798

Lender

Name	IH MISSISSIPPI VALLEY CREDIT UNION

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 420 N 2nd St was $3,154 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00	$276,100 (-) Land $96,400 Building $179,700	$276,100 (-) Land $96,400 Building $179,700
2025	$3,154.00 (+7.43%) Homeowner's exemption	$276,100 Land $96,400 Building $179,700	$276,100 Land $96,400 Building $179,700
2024	$2,936.00
2023		$239,200 Land $64,300 Building $174,900	$239,200 Land $64,300 Building $174,900
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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