FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
420 MONTEFINO DR, RIDGECREST, CA 93555-3166
Investor
Possibly a Property Investor
Mortgage
Document Number
0000103682
Date
Jul 1, 2022
Instrument
222103682
Lender
Name
NAVY FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2052
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
KERN CA
Recording Date
Jul 12, 2019
Property Address
420 MONTEFINO DR, RIDGECREST, CA 93555-3166
Document Number
0000082472
Map Reference
MB 32 PG 34-37
Instrument Date
Jul 3, 2019
Instrument
219082472
Transaction Type
Transfer
Record Updated
Sep 2, 2021
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Notice of Default
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
420 MONTEFINO DR, RIDGECREST, CA 93555-3166
Mortgage
Document Number
0000082473
Date
Jul 12, 2019
Instrument
219082473
Lender
Name
HOMEBRIDGE FINANCIAL SERVICES INC
Type
Funding / Finance Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Aug 1, 2049
July 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
KERN CA
Recording Date
Jul 5, 2017
Property Address
420 MONTEFINO DR, RIDGECREST, CA 93555-3166
Document Number
0000086679
Instrument Date
Jun 23, 2017
Instrument
86679
Transaction Type
Transfer
Record Updated
Jul 18, 2017
Title Company
OTHER
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
3545 PLAZA DE LANZA SIERRA VISTA AZ 856509567, SIERRA VISTA, AZ 85650-9567
July 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
KERN CA
Recording Date
Jul 5, 2017
Property Address
420 MONTEFINO DR, RIDGECREST, CA 93555-3166
Document Number
0000086680
Instrument Date
Jun 5, 2017
Instrument
86680
Transaction Type
Transfer
Record Updated
Sep 26, 2017
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$187.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
420 MONTEFINO DR RIDGECREST CA 935553166, RIDGECREST, CA 93555-3166
Mortgage
Document Number
86682
Date
Jul 5, 2017
Instrument
86682
Lender
Name
ROBERT FEOLE
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Mortgage
Document Number
86681,
Date
Jul 5, 2017
Instrument
86681
Lender
Name
PAMELA E BROWN
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 420 Montefino Dr was $1,376, up 3.1% from the year before.
Source: Kern County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
Kern County
Municipality
Ridgecrest City
Unified School District
Sierra Sands Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$254,689 (+2%)Land $31,836Building $222,853
2025
$1,376.00 (+3.07%)Veteran's exemption
$249,696Land $31,212Building $218,484
2024
$1,335.00 (-57.03%)
2023
$3,107.00 (+29.89%)
$240,000Land $30,000Building $210,000
2022
$2,392.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 420 Montefino Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 420 Montefino Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source
Groundwater
Last State Inspection
May 2022
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Race Communications Fiber
1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area
1,000 / 50
SBC-Wireless Fixed Wireless
100 / 100
May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.