420 Monroe St, Denver, CO 80206 Property Records

Denver City property record for 420 Monroe St, Denver, CO 80206

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,193 sqft · built 1991
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Jan 2026)
Tax Bill	$14,285 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Sale & Mortgage + 1 more
APN	`05121-04-006-000`

Property Details

APN / Parcel Number

Primary APN	`05121-04-006-000`
Alternative APNs	`680412104006` `161283647`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,193 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	2,645 sqft
Basement Area	1,720 sqft
Finished Basement	1,548 sqft
Unfinished Basement	172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Sawtooth
Roof Material	Concrete
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	707 sqft
Porch	Open Frame Porch
Porch Area	59 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	420 MONROE ST
City	DENVER
State	CO
Zip	80206-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G-RH-3
Legal Description	N1/2 OF PLOT 2 BLK 20 HARMANS SUB
Legal Subdivision	HARMANS SUB
Legal Block	20
Legal Lot Number	2
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1013
Census Tract	3802

Owner

420 Monroe St is owned and occupied by two individuals who bought it in January 2026.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 MONROE ST, DENVER, CO 80206-4447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
Jul 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Dec 15, 2014 · Amount on File
Deed Document Number	20263653
Prior Transfer Date	Oct 23, 2001
Prior Transfer Doc	0000184677
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Apr 21, 2026
Property Address	420 MONROE ST, DENVER, CO 80206-4447
Document Number	0000054617
Instrument Date	Apr 16, 2026
Instrument	202654617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MONROE ST, DENVER, CO 80206-4447

Mortgage

Document Number	0000054617,
Date	Apr 21, 2026
Instrument	202654617

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jan 16, 2026
Property Address	420 MONROE ST, DENVER, CO 80206-4447
Document Number	0000003653
Instrument Date	Jan 15, 2026
Instrument	2026003653
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 MONROE ST, DENVER, CO 80206-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 MONROE ST, DENVER, CO 80206-4447

Mortgage

Document Number	0000003654
Date	Jan 16, 2026
Instrument	2026003654

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jul 13, 2017
Property Address	420 MONROE ST, DENVER, CO 80206-4447
Document Number	0000090936
Instrument Date	Jun 16, 2017
Instrument	90936
Transaction Type	Transfer
Record Updated	Jul 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	420 MONROE ST DENVER CO 802064447, DENVER, CO 80206-4447

Tax Assessment & Valuation

The 2025 property tax bill for 420 Monroe St was $14,285, up 23.7% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,285.00 (+23.72%)	$186,740 (+28.09%) Land $138,720 Building $138,720	$2,648,700 Land $1,967,600 Building $681,100
2024	$11,546.00 (+2.21%)	$145,790 (-) Land $105,130 Building $40,660
2023	$11,296.00	$145,790 (+6.5%) Land $105,130 Building $40,660	$2,230,900 (+13.27%) Land $1,624,100 Building $606,800
2022		$136,890 Land $95,510 Building $41,380	$1,969,600 Land $1,374,200 Building $595,400
2021	$10,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 420 Monroe St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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