420 Miramonte Dr, Santa Barbara, CA 93109 Property Records

Santa Barbara County property record for 420 Miramonte Dr, Santa Barbara, CA 93109

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.75 ba · 3,664 sqft · built 1923
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Dec 2017)
Tax Bill	$16,165 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-243-014`

Property Details

APN / Parcel Number

Primary APN	`035-243-014`
Alternative APN	`03524314`

Interior

Bedrooms	6 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	420 MIRAMONTE DR
City	SANTA BARBARA
State	CA
Zip	93109-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	FRANKLIN HTS POR LOT 8
Legal Subdivision	S E 19
Legal Lot Number	A
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2010
Census Tract	1203

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	420 MIRAMONTE DR, SANTA BARBARA, CA 93109-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 5, 2021	Deed of Trust, Mortgage UNION SAVINGS BANK
Dec 21, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	201761566
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	420 MIRAMONTE DR, SANTA BARBARA, CA 93109-1411
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MIRAMONTE DR, SANTA BARBARA, CA 93109-1411

Mortgage

Document Number	0000007626
Date	Feb 14, 2022
Instrument	2022-0007626

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 7, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	420 MIRAMONTE DR, SANTA BARBARA, CA 93109-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MFRAMONTE DRIVE, SANTA BARBARA, CA 93109-1411

Mortgage

Document Number	0000000270
Date	Jan 5, 2021
Instrument	2021-0000270

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 29, 2030

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 21, 2017
Property Address	420 MIRAMONTE DR, SANTA BARBARA, CA 93109-1411
Document Number	0000061566
Instrument Date	Dec 15, 2017
Instrument	61566
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 MIRAMONTE DR SANTA BARBARA CA 931091411, SANTA BARBARA, CA 93109-1411

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,566,786 (+2%) Land $986,495 Building $580,291
2025	$16,165.00 (+3.64%) Homeowner's exemption Additional exemption filed	$1,536,065 (+4.04%) Land $967,152 Building $568,913
2023	$15,597.00 (+1.75%) Homeowner's exemption Additional exemption filed	$1,476,420 Land $929,598 Building $546,822
2022	$15,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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