420 Main St E, Waterville, MN 56096 Property Records

Le Sueur County property record for 420 Main St E, Waterville, MN 56096

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,338 sqft · built 1927
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$127,350 (May 2018)
Tax Bill$2,560 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN24.620.0180

Property Details

APN / Parcel Number

Primary APN24.620.0180

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Stories1 Story
Building Area1,338 sqft Living Area
Gross Area728 sqft
1st Floor Area956 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide
Garage Area920 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area144 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address420 MAIN ST E
CityWATERVILLE
StateMN
Zip56096-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP P & H ADDN LOT-006 BLOCK-022
Legal SubdivisionP P & H ADDN
Legal Block22
Legal Lot Number6
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group4
Census Block4001
Census Tract950400

Owner

420 Main St E is owned and occupied by an individual who bought it in May 2018.

Source: Le Sueur County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address420 MAIN ST E, WATERVILLE, MN 56096-1554
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2018 · Amount on File
Deed SaleMay 17, 2018 · Amount on File
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Property Address420 MAIN ST E, WATERVILLE, MN 56096-1554
Transaction TypeMortgage
Record UpdatedJun 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000416084
DateMay 23, 2018
Instrument000000416084
Lender
NameMARKETPLACE MORTGAGE LLC
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 420 Main St E was $2,560 with a homeowner's exemption.

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
MunicipalityWaterville City
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,560.00 Homeowner's exemption$206,900 Land $39,500 Building $167,400$206,900 Land $39,500 Building $167,400
2025$2,560.00
2023$2,112.00 Homeowner's exemption$184,300 Land $31,500 Building $152,800$184,300 Land $31,500 Building $152,800
2022$2,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Main St E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1983–2024)
Claims Outside the SFHA4 of 8
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 Main St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaterville
serves 1,868 people · EPA ID MN1400015
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20
Netwave Broadband
Fixed Wireless · not low latency
125 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Main St E

Nearby Streets

Search Property Records by Address or Parcel Number