420 Locust St, Mount Vernon, IN 47620 Property Records

Posey County property record for 420 Locust St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,860 sqft · built 1909
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$132,600 (Aug 2017)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-08-114-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-08-114-011.000-018`
Alternative APNs	`01810297412` `0090067600`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	465 sqft
Unfinished Basement	465 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1960
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Pool Type	Above-Ground Pool
Pool Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01810297412
Street Address	420 LOCUST ST
City	MOUNT VERNON
State	IN
Zip	47620-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK ADDN. S/2 LOTS 212 & 213 MP 566-011- - - -
Legal Subdivision	PARK ADD
Legal Lot Number	212-213
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	2
Census Block	2047
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Welborn Historic District listed 1992 · 159 contributing resources · NRIS 92000188

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	420 LOCUST ST, MOUNT VERNON, IN 47620-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	20173122
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POSEY IN
Recording Date	Aug 28, 2017
Property Address	420 LOCUST ST, MOUNT VERNON, IN 47620-1931
Document Number	201703122
Instrument Date	Aug 28, 2017
Instrument	201703122
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LOCUST ST, MOUNT VERNON, IN 47620-1931

Mortgage

Document Number	201703123
Date	Aug 28, 2017
Instrument	201703123

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (-19.51%) Homeowner's exemption	$143,500 (+7.49%) Land $10,800 Building $132,700	$143,500 (+7.49%) Land $10,800 Building $132,700
2024	$1,604.00 (+20.15%)
2023	$1,335.00	$133,500 (+8.27%) Land $10,800 Building $122,700	$133,500 (+8.27%) Land $10,800 Building $122,700
2022	Homeowner's exemption	$123,300 Land $10,800 Building $112,500	$123,300 Land $10,800 Building $112,500
2021	$1,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

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