420 Legend Ln, McHenry, IL 60050 Property Records

McHenry County property record for 420 Legend Ln, McHenry, IL 60050

Property Summary

Property Type	Condominium
Details	1,871 sqft · built 2006
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-428-045`

Property Details

APN / Parcel Number

Primary APN	`09-32-428-045`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Area	265 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	162 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	420 LEGEND LN
City	MCHENRY
State	IL
Zip	60050-8008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2021R0019124 UNIT 2-1 LEGEND LAKES CONDOS 14TH AMEND (SLY PT E PT LT 1 SHAMROCK FARMS SUB NEIGHBORHOOD 2)
Legal Subdivision	SHAMROCK FARMS
Legal Lot Number	1
Legal Unit	2-1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1027
Census Tract	870501

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 LEGEND LN, MCHENRY, IL 60050-8008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Jun 26, 2018	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018
Deed Sale	Jun 26, 2018
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	0000021291
Last Transfer Date	Apr 7, 2021
Transfer Doc	0000019124
Record Updated	Jun 7, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 7, 2021
Property Address	420 LEGEND LN, MCHENRY, IL 60050-8008
Document Number	0000019124
Instrument Date	Dec 29, 2020
Instrument	2021R0019124
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LEGEND LN, MCHENRY, IL 60050-8008

Mortgage

Document Number	0000019125
Date	Apr 7, 2021
Instrument	2021R0019125

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2018
Property Address	420 LEGEND LN, MCHENRY, IL 60050-8008
Document Number	0000021291
Instrument Date	May 18, 2018
Instrument	21291
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	420 LEGEND LN MCHENRY IL 600508008, MCHENRY, IL 60050-8008

Mortgage

Document Number	21293
Date	Jun 26, 2018
Instrument	21293

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$60,808 Land $6,125 Building $54,683	$182,424 Land $18,375 Building $164,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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