420 Ledgeview Dr, Hendersonville, NC 28792 Property Records

Henderson County property record for 420 Ledgeview Dr, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,356 sqft · built 1990
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jul 2021)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9661771684`

Property Details

APN / Parcel Number

Primary APN	`9661771684`
Alternative APNs	`00966177168455` `9938728`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,356 sqft Heated Area
1st Floor Area	2,104 sqft
Basement Area	2,104 sqft
Finished Basement	1,052 sqft
Unfinished Basement	1,052 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	206 sqft
Deck Area	238 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9938728
Street Address	420 LEDGEVIEW DR
City	HENDERSONVILLE
State	NC
Zip	28792-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9938728~R2
Legal Description	LEDGES OF HIDDEN HILLS LO45 PL1988-516
Legal Subdivision	HIDDEN HILLS
Legal Block	77
Legal Lot Number	1684
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	2
Census Block	2001
Census Tract	930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 LEDGEVIEW DR, HENDERSONVILLE, NC 28792-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2021958193
Deed Book / Page	3748 / 555
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	420 LEDGEVIEW DR, HENDERSONVILLE, NC 28792-9246
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039540024
Date	Aug 23, 2022
Book Page	3954/24
Instrument	985333

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 15, 2021
Property Address	420 LEDGEVIEW DR, HENDERSONVILLE, NC 28792-9246
Document Number	0037480555
Book / Page	3748 / 555
Map Reference	SL 516
Instrument Date	Jul 15, 2021
Instrument	958193
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LEDGEVIEW DR, HENDERSONVILLE, NC 28792-9246

Mortgage

Document Number	0000958194
Date	Jul 15, 2021
Instrument	958194

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,300 (-) Land $85,100 Building $543,200
2025	$3,430.00
2023		$628,300 Land $85,100 Building $543,200	$628,300 Land $85,100 Building $543,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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