420 Larue Rd, Henderson, KY 42420 Property Records

Henderson County property record for 420 Larue Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Lot Size	0.349 acres (15,210 sqft)
Owner	Individual Name on Record
Last Sale	$190,500 (Jan 2020)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6.60E-39`

Property Details

APN / Parcel Number

Primary APN	`6.60E-39`
Alternative APNs	`66E-40` `46376`

Exterior

Lot Area	15,210 sqft (0.349 acres)
Lot Dimensions	169 ft deep x 90 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	420 LARUE RD
City	HENDERSON
State	KY
Zip	42420-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	THE KNOLLS
Legal Lot Number	40
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	1
Census Block	1016
Census Tract	20703

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 LARUE RD, HENDERSON, KY 42420-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 17, 2020	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Document Number	2020000582
Deed Book / Page	RE 0641 / 972
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	420 LARUE RD, HENDERSON, KY 42420-3450
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1308/818
Date	Apr 7, 2020
Book Page	MT 1308/818
Instrument	2020003279

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jan 17, 2020
Property Address	420 LARUE RD, HENDERSON, KY 42420-3450
Document Number	RE0641/972
Book / Page	RE 0641 / 972
Map Reference	MB 1 PG 90
Instrument Date	Jan 10, 2020
Instrument	2020000582
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 LARUE RD, HENDERSON, KY 42420-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LARUE RD, HENDERSON, KY 42420-3450

Mortgage

Document Number	2020000583
Date	Jan 17, 2020
Instrument	2020000583

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (-0.8%)	$190,500 (-)	$190,500 (-)
2023	$2,129.00 (+0.9%)	$190,500 (-)	$190,500 (-)
2022	$2,110.00	$190,500	$190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect, Watch TV.

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