Lake County property record for 420 Lamont Ter, Buffalo Grove, IL 60089
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,842 sqft · built 1983 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2018) |
| Tax Bill | $13,194 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-29-212-044 |
| Primary APN | 15-29-212-044 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,241 sqft |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 870 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 420 LAMONT TER |
|---|---|
| City | BUFFALO GROVE |
| State | IL |
| Zip | 60089-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUFFIELD PLACE LOT 4 BLK 5 |
| Legal Subdivision | SUFFIELD PLACE |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | VERNON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 864518 |
420 Lamont Ter is owned and occupied by two individuals who bought it in May 2018.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMELAND MORTGAGE CO |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU |
| Apr 8, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Deed Document Number | 20187485887 |
| Prior Transfer Date | Nov 30, 2013 |
| Prior Transfer Doc | 0007060557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007731296 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 7731296 |
| Name | HOMELAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0007672543 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 7672543 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 24, 2018 |
| Property Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Document Number | 0007485887 |
| Map Reference | DOC2070134 |
| Instrument Date | May 18, 2018 |
| Instrument | 7485887 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Document Number | 0007485888 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 7485888 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 420 LAMONT TER, BUFFALO GROVE, IL 60089-1169 |
| Document Number | 0007389253 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 420 LAMONT TER BUFFALO GROVE IL 600891169, BUFFALO GROVE, IL 60089-1169 |
| Document Number | 0007389253 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 7389253 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Buffalo Grove Village |
| County | Lake County |
| County Subdivision | Vernon Township |
| Elementary School District | Kildeer Countryside Community Consolidated School District 96 (PK - 08) |
| Secondary School District | Adlai E. Stevenson High School District 125 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,071 Land $39,415 Building $112,656 | $456,259 Land $118,257 Building $338,002 | |
| 2024 | $13,194.00 (+16.83%) | ||
| 2023 | $11,293.00 (+3.95%) | $123,938 (+8.42%) Land $32,123 Building $91,815 | $371,852 (+8.42%) Land $96,379 Building $275,473 |
| 2022 | $10,864.00 | $114,311 Land $29,628 Building $84,683 | $342,967 Land $88,893 Building $254,074 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Lamont Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 Lamont Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO GROVE serves 43,212 people · EPA ID IL0314180 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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