Delaware County property record for 420 Lackey Old State Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,309 sqft · built 2017 |
| Lot Size | 2.25 acres (98,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jun 2017) |
| Tax Bill | $19,248 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 418-210-03-001-000 |
| Primary APN | 418-210-03-001-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,309 sqft Living Area |
| Gross Area | 5,749 sqft |
| 1st Floor Area | 1,879 sqft |
| Upper Floors Area | 1,430 sqft |
| Basement Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 98,097 sqft (2.25 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 331 sqft |
| Patio Area | 1,150 sqft |
| Bath House | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 420 LACKEY OLD STATE RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-8538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1906 RANBRIDGE RAVINES |
| Legal Subdivision | RANBRIDGE RAVINES |
| Legal Lot Number | 1906 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11562 |
420 Lackey Old State Rd is owned and occupied by two individuals who bought it in June 2017.
Source: Delaware County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Dec 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Oct 19, 2018 | Loan Modification, Mortgage INDEPENDENT BK |
| Jun 20, 2017 | Warranty Deed, Transfer · ARM INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Apr 6, 2016 · Amount on File |
| Deed Document Number | 201717080 |
| Deed Book / Page | 1509 / 1124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 20, 2026 |
| Property Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Document Number | 0000022918 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202622918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Document Number | 0000022918, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202622918 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Document Number | 0000036009 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 2008/2040 |
| Instrument | 202200036009 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 21, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Document Number | 0000029599 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1001 WINDSOR ESTATES CT WESTFIELD IN 460747004, WESTFIELD, IN 46074-7004 |
| Document Number | 0000029599 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 001603/001223 |
| Instrument | 29599 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 20, 2017 |
| Property Address | 420 LACKEY OLD STATE RD, DELAWARE, OH 43015-8538 |
| Document Number | 0000017080 |
| Book / Page | 1509 / 1124 |
| Instrument Date | May 18, 2017 |
| Instrument | 201700017080 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 W MAIN ST, IONIA, MI 48846-1617 |
| Mail Care Of | INDEPENDENT BANK |
| Document Number | 0000017089 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 1509/1199 |
| Instrument | 201700017089 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
The 2025 property tax bill for 420 Lackey Old State Rd was $19,248, up 1.1% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Berlin Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,248.00 (+1.14%) | $355,780 (-) Land $69,130 Building $286,650 | $1,016,500 Land $197,500 Building $819,000 |
| 2024 | $19,031.00 (+3.21%) | $355,780 (+3.65%) Land $69,130 Building $286,650 | |
| 2023 | $18,439.00 | $343,250 Land $69,130 Building $274,120 | $1,016,500 Land $197,500 Building $819,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Lackey Old State Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 Lackey Old State Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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