420 James St, Ailey, GA 30410 Property Records

Montgomery County property record for 420 James St, Ailey, GA 30410

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,523 sqft · built 1995
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2026)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050A-027`

Property Details

APN / Parcel Number

Primary APN	`050A-027`
Alternative APN	`2546`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,523 sqft Heated Area
1st Floor Area	1,523 sqft
Upper Floors Area	1,103 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Area	400 sqft
Porch	Slab
Porch Area	150 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2546
Street Address	420 JAMES ST
City	AILEY
State	GA
Zip	30410-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H 12 (LOT 46 BLOCK 13)
Legal Block	13
Legal Lot Number	46
Jurisdiction	MONTGOMERY GA
Township / Civil Division	MOUNT VERNON-AILEY
Census Block Group	1
Census Block	1015
Census Tract	950200

Owner

Source: Montgomery County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 MARLIN DR, AILEY, GA 30410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE
Dec 7, 2020	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK
Dec 7, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Book / Page	358 / 554
Prior Transfer Date	Oct 21, 1994
Prior Transfer Doc	0118000016
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY GA
Property Address	420 JAMES ST, AILEY, GA 30410-3619
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 JAMES ST, AILEY, GA 30410-3619

Mortgage

Document Number	0000000324/0000000526
Date	Jan 25, 2022
Book Page	0000000324/0000000526

Lender

Name	CRESCENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY GA
Recording Date	Dec 7, 2020
Property Address	420 JAMES ST, AILEY, GA 30410-3619
Document Number	313/28
Book / Page	313 / 28
Instrument Date	Dec 7, 2020
Instrument	2020-000462
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 JAMES ST, AILEY, GA 30410-3619

Mortgage

Document Number	0000000313/0000000031
Date	Dec 9, 2020
Book Page	0000000313/0000000031

Lender

Name	PEOPLES BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2025

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY GA
Recording Date	Dec 7, 2020
Property Address	420 JAMES ST, AILEY, GA 30410-3619
Document Number	0000313/28
Book / Page	313 / 28
Instrument Date	Dec 7, 2020
Instrument	2020-000462
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 JAMES ST, AILEY, GA 30410-3619

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Montgomery County
Municipality	Higgston Town
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (-0.96%)	$56,043 (-) Land $3,080 Building $52,963	$140,107 (-) Land $7,700 Building $132,407
2023	$1,674.00 Homeowner's exemption	$56,043 Land $3,080 Building $52,963	$140,107 Land $7,700 Building $132,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Altamaha Fiber Fiber	2,500 / 2,500
Vyve Broadband Cable	2,000 / 50

May also be available: Pineland Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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