420 Hudson Pl, Davidson, NC 28036 Property Records

Mecklenburg County property record for 420 Hudson Pl, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,720 sqft · built 2020
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Jun 2024)
Tax Bill	$3,571 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-283-34`

Property Details

APN / Parcel Number

Primary APN	`007-283-34`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	5,532 sqft (0.127 acres)
Garage Type	Attached
Garage Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	420 HUDSON PL
City	DAVIDSON
State	NC
Zip	28036-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NG
Legal Description	L107 M67-595
Legal Subdivision	WESTBRANCH
Legal Block	3
Legal Lot Number	107
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3030
Census Tract	6403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Potts Plantation listed 1998 · 27 contributing resources · NRIS 97001561

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 HUDSON PL, DAVIDSON, NC 28036-8657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202451178
Deed Book / Page	38859 / 109
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	420 HUDSON PL, DAVIDSON, NC 28036-8657
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237747
Date	Dec 17, 2021
Book Page	36881/518
Instrument	2021237747

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 4, 2024
Property Address	420 HUDSON PL, DAVIDSON, NC 28036-8657
Document Number	0000051178
Book / Page	38859 / 109
Map Reference	MB 67 PG 595-598
Instrument Date	May 28, 2024
Instrument	2024051178
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 ARMOUR ST, DAVIDSON, NC 28036-6940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 HUDSON PL, DAVIDSON, NC 28036-8657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051179
Date	Jun 4, 2024
Instrument	2024051179

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 30, 2020
Property Address	420 HUDSON PL, DAVIDSON, NC 28036-8657
Document Number	0000160054
Book / Page	35122 / 901
Map Reference	MB 67 PG 595-598
Instrument Date	Sep 30, 2020
Instrument	2020160054
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD, 6701, CHARLOTTE, NC 28226-3983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 HUDSON PL, DAVIDSON, NC 28036-8657

Mortgage

Document Number	0000160055
Date	Sep 30, 2020
Instrument	2020160055

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$498,800 Land $100,000 Building $398,800	$498,800 Land $100,000 Building $398,800
2024	$3,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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