420 Hillcrest Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 420 Hillcrest Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 6,539 sqft · built 1983
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Oct 2007)
Tax Bill	$9,440 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-31-300-009R-0000`

Property Details

APN / Parcel Number

Primary APN	`16-21-31-300-009R-0000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Plumbing Fixtures	26 Plumbing Fixtures
Stories	1 Story
Building Area	6,539 sqft Living Area
1st Floor Area	1,279 sqft
2nd Floor Area	1,926 sqft
Upper Floors Area	1,926 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	372 sqft
Patio Area	2,495 sqft
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	420 HILLCREST DR
City	OVIEDO
State	FL
Zip	32765-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 TWP 21S RGE 31E BEG 280 FT N & 872 FT W OF E 1/4 COR RUN W 184.77 FT N 231.51 FT NELY & ELY ON CURVE 271.07 FT S
Legal Range	31E
Legal Township	21S
Legal Section	16
Legal Subdivision	HILLCREST GARDENS
Legal Tract	300
Legal Lot Number	8
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3021
Census Tract	21314

Owner

420 Hillcrest Dr is owned and occupied by an individual who bought it in October 2007.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	420 HILLCREST DR, OVIEDO, FL 32765-8715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 9, 2020	Deed of Trust, Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2007 · Amount on File
Deed Sale	Oct 23, 2007 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	2007150908
Deed Book / Page	06849 / 1934
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	420 HILLCREST DR, OVIEDO, FL 32765-8715
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091980539
Date	Aug 23, 2018
Book Page	09198/0539
Instrument	2018097580

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	420 HILLCREST DR, OVIEDO, FL 32765-8715
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 HILLCREST DR, OVIEDO, FL 32765-8715

Mortgage

Document Number	0096970086
Date	Sep 4, 2020
Book Page	9697/86
Instrument	2020098600

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	420 HILLCREST DR, OVIEDO, FL 32765-8715
Document Number	0095590439
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 HILLCREST DR OVIEDO FL 327658715, OVIEDO, FL 32765-8715

Mortgage

Document Number	0095590439
Date	Mar 17, 2020
Book Page	009559/000439
Instrument	29412

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 420 Hillcrest Dr was $9,440 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,440.00 Homeowner's exemption	$588,294	$1,114,818 Land $189,656 Building $925,162
2023	$8,246.00 (+2.56%) Homeowner's exemption	$555,062 (+3%)	$1,052,613 (+12.46%) Land $184,220 Building $868,393
2022	$8,040.00 Homeowner's exemption	$538,895	$935,961 Land $173,650 Building $762,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Hillcrest Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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