420 Harrow St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 420 Harrow St, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2018
Lot Size	0.185 acres (8,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,760 (Dec 2018)
Tax Bill	$5,008 (2025)
Deeds & Mortgages	Jan 2023 Sale Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8070-12-2-20-13`

Property Details

APN / Parcel Number

Primary APN	`8070-12-2-20-13`
Alternative APNs	`0807-01-2-22-013` `R8946986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	1,636 sqft
Basement Area	1,248 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,040 sqft (0.185 acres)
Garage Type	Attached
Garage Area	684 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8946986
Street Address	420 HARROW ST
City	SEVERANCE
State	CO
Zip	80550-3284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 5 TAILHOLT 1ST FG
Legal Subdivision	TAILHOLT 1ST FG
Legal Block	5
Legal Lot Number	13
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2008
Census Tract	2208

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 HARROW ST, SEVERANCE, CO 80550-3284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Beneficiary Deed, Transfer
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 18, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 27, 2017	Grant Deed, Construction Loan · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20184454543
Last Transfer Date	Jan 9, 2023
Transfer Doc	0004876068
Record Updated	Sep 20, 2026

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	WELD CO
Recording Date	Jan 9, 2023
Property Address	420 HARROW ST, SEVERANCE, CO 80550-3284
Document Number	0004876068
Instrument Date	Jan 9, 2023
Instrument	4876068
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 HARROW ST, SEVERANCE, CO 80550-3284

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	420 HARROW ST, SEVERANCE, CO 80550-3284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004529759
Date	Oct 4, 2019
Instrument	4529759

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Dec 18, 2018
Property Address	420 HARROW ST, SEVERANCE, CO 80550-3284
Document Number	0004454543
Instrument Date	Dec 14, 2018
Instrument	4454543
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 HARROW ST, SEVERANCE, CO 80550-3284

Mortgage

Document Number	0004454544
Date	Dec 18, 2018
Instrument	4454544

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jun 27, 2017
Property Address	420 HARROW ST, SEVERANCE, CO 80550-3284
Instrument Date	Jun 27, 2017
Instrument	4313844
Transaction Type	Construction Loan
Record Updated	Jul 17, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3030 S COLLEGE AVE #200 FORT COLLINS CO 805252557, 200, FORT COLLINS, CO 80525-2557

Mortgage

Document Number	0004313844
Date	Jun 27, 2017
Instrument	4313844

Lender

Name	BANK OF CO
Type	Bank
Address	1609 E HARMONY RD, FORT COLLINS, CO 80525-3238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,770 (-2.1%) Land $5,810 Building $23,960	$486,528 (-) Land $95,000 Building $391,528
2025	$5,008.00 (+4.05%)	$30,410 (-12.89%) Land $5,940 Building $24,470	$486,528 (-5.7%) Land $95,000 Building $391,528
2024	$4,813.00 (+5.29%)
2023	$4,571.00	$34,910 Land $6,430 Building $28,480	$515,934 Land $95,000 Building $420,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Visionary Broadband, Vistabeam.

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