McLennan County property record for 420 Gorham Ln, Lorena, TX 76655
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,928 sqft · built 1915 |
| Lot Size | 133 acres (5,817,873 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,728 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-001600-023001-9 |
| Primary APN | 44-001600-023001-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,928 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 5,817,873 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 858 sqft |
| Deck Area | 152 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 360 sqft |
| Storage Building | 160 sqft |
| Utility Building | 1,380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 420 GORHAM LN |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-4335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | GALINDO I ACRES 133.56 |
| Legal Subdivision | GALINDO I |
| Legal Tract | 64 |
| Legal Lot Number | 64 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 3701 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 GORHAM LN, LORENA, TX 76655-4335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage COMMUNITY BANK & TRUST |
| Sep 3, 2020 | Loan Modification, Mortgage COMMUNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2025 |
| Transfer Doc | 0000026950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 420 GORHAM LN, LORENA, TX 76655-4335 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008739 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020008739 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 420 GORHAM LN, LORENA, TX 76655-4335 |
| Document Number | 0000031548 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9633 OAK SPRINGS DR WACO TX 767126491, WACO, TX 76712-6491 |
| Document Number | 0000031548 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 31548 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 7, 2025 |
| Rate | 5.5% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Golinda City |
| County | McLennan County |
| Unified School District | Robinson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,943 (-7.96%) Land $23,488 Building $238,455 | $1,017,403 (+14.55%) Land $778,948 Building $238,455 | |
| 2025 | $4,728.00 (+29.36%) | $284,590 (+38.93%) Land $21,390 Building $263,200 | $888,210 (+9.93%) Land $625,010 Building $263,200 |
| 2024 | $3,655.00 (+8.59%) | ||
| 2023 | $204,850 Land $21,890 Building $182,960 | $807,970 Land $625,010 Building $182,960 | |
| 2022 | $3,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1989–2015) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Nov 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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