420 Garfield St, Laredo, TX 78040 Property Records

Webb County property record for 420 Garfield St, Laredo, TX 78040

Property Summary

Property TypeSingle Family Home
Details2,282 sqft · built 1799
Lot Size0.22 acres (9,584 sqft)
Owner2 Individual Names on Record
Last Sale$89,400 (Oct 2014)
Tax Bill$1,027 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN326-00105-060

Property Details

APN / Parcel Number

Primary APN326-00105-060
Alternative APN
  • 168123

Interior

Stories2 Stories
Building Area2,282 sqft Living Area
1st Floor Area1,832 sqft
Utility Area150 sqft

Exterior

Year BuiltBuilt 1799
Effective Year BuiltEffective 1799
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,584 sqft (0.22 acres)
Lot Dimensions139 ft deep x 46 ft wide
Garage TypeCarport
Garage Area563 sqft
CarportCarport
Carport Area563 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area380 sqft

Location & Zoning

Street Address420 GARFIELD ST
CityLAREDO
StateTX
Zip78040-7904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 6 & E1/2 OF LOT 5 BLK 105 ED
Legal SubdivisionEASTERN -- BLOCKS 101 - 150
Legal Block105
Legal Lot Number6,5
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group4
Census Block4011
Census Tract901

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address420 GARFIELD ST, LAREDO, TX 78040-7904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2014 · Amount on Record
Deed SaleOct 1, 2014 · Amount on Record
Prior SaleJun 10, 2014
Deed Document Number20141213809
Deed Book / Page3684 / 62
Prior Transfer DateJan 7, 2014
Prior Transfer Doc003560/832
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address420 GARFIELD ST, LAREDO, TX 78040-7904
Transaction TypeMortgage
Record UpdatedJan 2, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 GARFIELD ST, LAREDO, TX 78040-7904
InvestorPossibly a Property Investor

Mortgage

Document Number005531/880
DateSep 14, 2023
Book Page5531/880
Instrument1510553
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictLaredo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,312 (+1%)$232,162 (-0.83%) Land $95,648 Building $136,514
2025$1,027.00 (-11.24%) Homeowner's exemption$203,011 (+11.15%)$234,111 (+28.18%)
2024$1,157.00 (+12%)
2023$182,647 Land $77,151 Building $105,496$182,647 Land $77,151 Building $105,496
2022$1,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Smartcom Telephone, T-Mobile.

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