1. Home
  2. Illinois
  3. Elgin
  4. Fulton St

420 Fulton St, Elgin, IL 60120 Property Records

Kane County property record for 420 Fulton St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,125 sqft · built 1907
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Aug 2025)
Tax Bill$6,136 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-330-018

Property Details

APN / Parcel Number

Primary APN06-13-330-018

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,125 sqft Living Area
Gross Area3,279 sqft
Basement Area1,154 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address420 FULTON ST
CityELGIN
StateIL
Zip60120-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES T GIFFORDS ADD EAST 2 RODS SOUTH 1/2 ROD LOT 4 EAST 2 RODS LOT 7 & WEST 40.5 FT LOT 8 BLK 3 SOUTH 1/2 ROD LOT 3
Legal SubdivisionJAMES T GIFFORDS ADD
Legal Block2
Legal Lot Number4,7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2004
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

420 Fulton St is owned by two individuals who bought it in August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1303 PARK DR, D, MONTGOMERY, IL 60538-1883
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2025 · Amount on File
Deed SaleAug 11, 2025 · Amount on File
Prior SaleFeb 10, 2017 · Amount on File
Deed Document Number202530132
Prior Transfer DateApr 15, 2005
Prior Transfer Doc0000050505
Record UpdatedOct 29, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 10, 2017
Property Address420 FULTON ST, ELGIN, IL 60120-6638
Document Number0000007998
Instrument DateJan 26, 2017
Instrument2017K007998
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 FULTON ST, ELGIN, IL 60120-6638

Mortgage

Document Number0000007999
DateFeb 10, 2017
Instrument2017K007999
Lender
NamePROSPECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 420 Fulton St was $6,136.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,136.00$88,437 (+8.57%) Land $17,301 Building $71,136$265,417 (+8.57%) Land $51,924 Building $213,493
2024$81,456 Land $15,935 Building $65,521$244,466 Land $47,824 Building $196,642
2022$5,298.00 (+4.68%) Homeowner's exemption$67,101 (+6.96%) Land $13,127 Building $53,974$201,303 (+6.96%) Land $39,381 Building $161,922
2021$5,061.00 Homeowner's exemption$62,735 Land $12,273 Building $50,462$188,205 Land $36,819 Building $151,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Fulton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 420 Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Fulton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures