420 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 420 Franklin Ave, Waco, TX 76701

Property Summary

Property TypeCommercial
Details7,875 sqft · built 1929
Lot Size0.067 acres (2,919 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Dec 2015)
Tax Bill$15,851 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN48-032300-042900-0

Property Details

APN / Parcel Number

Primary APN48-032300-042900-0
Alternative APN
  • 374859

Interior

Stories3 Stories
Building Area7,875 sqft Gross Area
1st Floor Area2,625 sqft
2nd Floor Area2,625 sqft
FlooringWood
ElevatorElevator

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialOther
Construction TypeBrick
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area2,919 sqft (0.067 acres)
Lot Dimensions115 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address420 FRANKLIN AVE
CityWACO
StateTX
Zip76701-2109
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code2007 TIF
Legal DescriptionORIG TAYLOR & BEALL LOT 15 BLOCK 11 ACRES .067
Legal SubdivisionORIG TAYLOR & BEALL
Legal Block11
Legal Lot Number15
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2028
Census Tract100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 23830, WACO, TX 76702-3830
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2015 · Amount on Record
Deed SaleDec 18, 2015 · Amount on Record
Deed Document Number201539458
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0000039458
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateApr 20, 2026
Property Address420 FRANKLIN AVE, WACO, TX 76701-2109
Document Number0000012230
Instrument DateApr 20, 2026
Instrument202612230
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 KAREM RD, WACO, TX 76710-7231

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$567,306 (-15.95%) Land $102,148 Building $465,158$567,306 (-15.95%) Land $102,148 Building $465,158
2025$15,851.00 (-0.31%)$675,000 (-8.16%) Land $102,150 Building $572,850$675,000 (-8.16%) Land $102,150 Building $572,850
2024$15,901.00 (-7.62%)
2023$735,000 Land $102,150 Building $632,850$735,000 Land $102,150 Building $632,850
2022$17,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1989–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, Nextlink, Spectrum, T-Mobile, Verizon.

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