Kane County property record for 420 Fox Ct, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,901 sqft · built 1979 |
| Lot Size | 0.69 acres (30,063 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,000 (Jan 2005) |
| Tax Bill | $15,474 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-278-020 |
| Primary APN | 09-27-278-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,901 sqft Living Area |
| Basement Area | 2,203 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 30,063 sqft (0.69 acres) |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 420 FOX CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON FIELDS - LOT 37 |
| Legal Subdivision | PERSIMMON FIELDS |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 852005 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 420 FOX CT, SAINT CHARLES, IL 60174-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 10, 2020 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR |
| Dec 5, 2019 | Affidavit, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2005 · Amount on Record |
| Deed Sale | Jan 4, 2005 · Amount on Record |
| Prior Sale | Dec 3, 2003 · Amount on Record |
| Deed Document Number | 20051154 |
| Last Transfer Date | Nov 22, 2019 |
| Transfer Doc | 0000058830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 420 FOX CT, ST CHARLES, IL 60174-1302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000053557 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021K053557 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 420 FOX CT, ST CHARLES, IL 60174-1302 |
| Document Number | 0000031304 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 420 FOX CT ST CHARLES IL 601741302, ST CHARLES, IL 60174-1302 |
| Document Number | 0000031304 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 31304 |
| Name | ST CHARLES BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 5, 2019 |
| Property Address | 420 FOX CT, ST CHARLES, IL 60174-1302 |
| Document Number | 0000058830 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019K058830 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 FOX CT, SAINT CHARLES, IL 60174-1302 |
| Document Number | 0000058831 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019K058831 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,474.00 (+6.92%) Homeowner's exemption | $228,639 (-0.96%) Land $60,624 Building $168,015 | $686,191 (-0.96%) Land $181,945 Building $504,247 |
| 2024 | $230,857 (+19.68%) Land $44,688 Building $186,169 | $692,848 (+19.73%) Land $134,118 Building $558,730 | |
| 2022 | $14,473.00 (+4.03%) Homeowner's exemption | $192,890 (+4.91%) Land $43,163 Building $149,727 | $578,670 (+4.91%) Land $129,489 Building $449,181 |
| 2021 | $13,912.00 Homeowner's exemption | $183,862 Land $41,143 Building $142,719 | $551,586 Land $123,429 Building $428,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures