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420 Fire Tree Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 420 Fire Tree Ln, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,622 sqft · built 1973
Lot Size0.432 acres (18,810 sqft)
Owner2 Individual Names on File
Last Sale$154,200 (Dec 2017)
Tax Bill$2,440 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN427843A080

Property Details

APN / Parcel Number

Primary APN427843A080
Alternative APN
  • 2-0067-5015-00-2203.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,622 sqft Living Area
Gross Area2,336 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Finished Basement790 sqft
Unfinished Basement42 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,810 sqft (0.432 acres)
Lot Dimensions110 ft deep x 171 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number427843A080
Street Address420 FIRE TREE LN
CityO FALLON
StateMO
Zip63368-3517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOOD CREST #2 LOT 2203
Legal SubdivisionWOOD CREST #2
Legal Lot Number2203
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4013
Census Tract311732

Owner

Source: St. Charles County records · APN 427843A080

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address420 FIRE TREE LN, O FALLON, MO 63368-3517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 13, 2017Warranty Deed, Transfer · FHA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2017 · Amount on Record
Deed SaleDec 13, 2017 · Amount on Record
Prior SaleOct 22, 1999 · Amount on Record
Deed Document Number2017768730
Deed Book / Page6852 / 373
Prior Transfer DateAug 31, 2010
Prior Transfer Doc0055001530
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address420 FIRE TREE LN, O FALLON, MO 63368-3517
Document Number0000088764
Instrument DateSep 05, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 FIRE TREE LN O FALLON MO 633683517, O FALLON, MO 63368-3517

Mortgage

Document Number0000088764
DateNov 16, 2020
Instrument88764
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueNov 15, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 13, 2017
Property Address420 FIRE TREE LN, O FALLON, MO 63368-3517
Document Number0068520373
Book / Page006852 / 000373
Instrument DateDec 07, 2017
Instrument768730
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address420 FIRE TREE LN O FALLON MO 633683517, O FALLON, MO 63368-3517

Mortgage

Document Number68520375
DateDec 13, 2017
Book Page006852/000375
Instrument768740
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,440.00 (+4.9%)$41,118 (+7.91%)$216,409 (+7.91%) Land $40,000 Building $176,409
2024$2,326.00
2023$38,104
2022$200,548 Land $40,000 Building $160,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, AT&T, WH i3B Bidco LLC/WH i3B Topco, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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