420 Fieldcrest Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 420 Fieldcrest Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,612 sqft · built 1992
Lot Size0.258 acres (11,254 sqft)
Owner2 Individual Names on Record
Last Sale$483,500 (Oct 2023)
Tax Bill$10,300 (2024)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-29-478-008

Property Details

APN / Parcel Number

Primary APN19-29-478-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,612 sqft Living Area
1st Floor Area1,446 sqft
Basement Area1,326 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Lot Area11,254 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address420 FIELDCREST DR
CityALGONQUIN
StateIL
Zip60102-1978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0026317 LT 34 FIELDCREST FARMS UNIT 1A
Legal SubdivisionFIELDCREST FARM
Legal Block478
Legal Lot Number34
Legal Unit1A
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1005
Census Tract871206

Owner

Source: McHenry County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 FIELDCREST DR, ALGONQUIN, IL 60102-1978
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORPORATION
Oct 17, 2023Deed, Transfer · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleSep 9, 2015 · Amount on Record
Deed Document Number202326317
Prior Transfer DateAug 20, 2015
Prior Transfer Doc0000039897
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateApr 21, 2026
Property Address420 FIELDCREST DR, ALGONQUIN, IL 60102-1978
Document Number0000010772
Instrument DateMar 30, 2026
Instrument202610772
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 FIELDCREST DR, ALGONQUIN, IL 60102-1978

Mortgage

Document Number0000010772,
DateApr 21, 2026
Instrument202610772
Lender
NameHOMESTEAD FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.25%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateOct 17, 2023
Property Address420 FIELDCREST DR, ALGONQUIN, IL 60102-1978
Document Number0000026317
Map ReferenceDOC R 20553
Instrument DateOct 6, 2023
Instrument2023R0026317
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$483.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 FIELDCREST DR, ALGONQUIN, IL 60102-1978

Mortgage

Document Number0000026318
DateOct 17, 2023
Instrument2023R0026318
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,300.00$139,679 (+13.05%) Land $25,287 Building $114,392$419,037 (+13.05%) Land $75,861 Building $343,176
2022Disabled Person's exemption$123,558 Land $28,472 Building $95,086$370,674 Land $85,416 Building $285,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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