Macon County property record for 420 Falls Rd, Scaly Mountain, NC 28775
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,598 sqft · built 1998 |
| Lot Size | 8.96 acres (390,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Aug 2005) |
| Tax Bill | $2,401 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7408382636 |
| Primary APN | 7408382636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Heated Area |
| 1st Floor Area | 1,102 sqft |
| Upper Floors Area | 496 sqft |
| Attic | Attic |
| Attic Area | 496 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Material | Metal |
| Lot Area | 390,298 sqft (8.96 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 636 sqft |
| Deck Area | 128 sqft |
| Patio Area | 386 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 101518 |
|---|---|
| Street Address | 420 FALLS RD |
| City | SCALY MOUNTAIN |
| State | NC |
| Zip | 28775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 AND TR TWO THE FALLS MIDDLE CRK 7686/2290 |
| Legal Subdivision | THE FALLS |
| Legal Lot Number | 4 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FLATS |
| Census Block Group | 4 |
| Census Block | 4116 |
| Census Tract | 970600 |
420 Falls Rd is owned by an individual who bought it in August 2005.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 ELIZABETH ST NE, ATLANTA, GA 30307-2504 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2005 · Amount on File |
| Deed Sale | Aug 23, 2005 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Document Number | 20053743 |
| Deed Book / Page | 29 / 819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 420 FALLS RD, SCALY MOUNTAIN, NC 28775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | I40/1021 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | I-40/1021 |
| Instrument | 2020008414 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2030 |
The 2026 property tax bill for 420 Falls Rd was $2,401.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,401.00 | $731,840 Land $236,880 Building $494,960 | $731,840 Land $236,880 Building $494,960 |
| 2023 | $731,840 Land $236,880 Building $494,960 | $731,840 Land $236,880 Building $494,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Falls Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Falls Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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