420 Elm St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 420 Elm St, Woonsocket, RI 02895

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 4 ba · 3,774 sqft · built 1909
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Dec 2015)
Tax Bill$4,664 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN10029480

Property Details

APN / Parcel Number

Primary APN10029480
Alternative APN
  • WOON M:36E L:196 U:2

Interior

Bedrooms8 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units4 Units
Stories3 Stories
Building Area3,774 sqft Living Area
Gross Area5,882 sqft
1st Floor Area1,342 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10029480
Street Address420 ELM ST
CityWOONSOCKET
StateRI
Zip02895-3438
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR4
Legal Lot Number196
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2008
Census Tract18200

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 BREAKNECK HILL RD, 101, LINCOLN, RI 02865-3901
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Quit Claim Deed, Transfer
Quitclaim
Nov 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Jun 6, 2018Quit Claim Deed, Transfer
NAVIGANT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2015 · Amount on Record
Deed SaleDec 18, 2015 · Amount on Record
Prior SaleJul 13, 2015 · Amount on Record
Deed Document Number2015180538
Deed Book / Page2186 / 344
Last Transfer DateNov 21, 2022
Transfer Doc0002779-72
Record UpdatedSep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateNov 30, 2022
Property Address420 ELM ST, WOONSOCKET, RI 02895-3438
Document Number0002779-72
Book / Page2779 / 72
Instrument DateNov 21, 2022
Instrument225490
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 BREAKNECK HILL RD # STE10, STE10, LINCOLN, RI 02865-3908

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address420 ELM ST, WOONSOCKET, RI 02895-3438
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2678-253
DateNov 4, 2021
Book Page2678/253
Instrument218211
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateJun 6, 2018
Property Address420 ELM ST, WOONSOCKET, RI 02895-3438
Document Number2364-166
Book / Page002364 / 000166
Instrument DateJun 6, 2018
Instrument195053
Transaction TypeTransfer
Record UpdatedJun 27, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 ELM ST WOONSOCKET RI 028953438, WOONSOCKET, RI 02895-3438

Mortgage

Document Number2364-168
DateJun 6, 2018
Book Page002364/000168
Instrument195054
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueJun 5, 2048

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,664.00 (+4.69%)$415,300 (+30.31%) Land $89,800 Building $325,500
2023$4,455.00$318,700 (-) Land $89,800 Building $228,900
2022$4,455.00$318,700 Land $89,800 Building $228,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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