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420 Elm St, Phoenix, OR 97535 Property Records

Jackson County property record for 420 Elm St, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,488 sqft · built 1977
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Nov 2020)
Tax Bill$4,382 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN381W15BC2400

Property Details

APN / Parcel Number

Primary APN381W15BC2400
Alternative APNs
  • 381W15BC02400
  • 10011685

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,488 sqft Living Area
Gross Area2,569 sqft
1st Floor Area1,488 sqft
Basement Area1,081 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialConcrete
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Garage Area1,324 sqft
Deck Area700 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address420 ELM ST
CityPHOENIX
StateOR
Zip97535-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Range01W
Legal Township38S
Legal Section15
Legal Quarter2
Legal SubdivisionMCCLURG SUBDIVISION UNIT #2
Legal Block5
Legal Lot Number6
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group5
Census Block5035
Census Tract1602

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address420 ELM ST, PHOENIX, OR 97535-7731
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Prior SaleAug 13, 2002 · Amount on Record
Deed Document Number202044580
Prior Transfer DateNov 21, 2020
Prior Transfer Doc0000044580
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address420 ELM ST, PHOENIX, OR 97535-7731
Transaction TypeMortgage
Record UpdatedNov 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031515
DateOct 26, 2022
Instrument2022-031515
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateNov 24, 2020
Property Address420 ELM ST, PHOENIX, OR 97535-7731
Document Number0000044580
Instrument DateNov 21, 2020
Instrument2020-044580
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 ELM ST, PHOENIX, OR 97535-7731

Mortgage

Document Number0000044581
DateNov 24, 2020
Instrument2020-044581
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,800 (+3%)$463,200 (+6.04%) Land $157,940 Building $305,260
2025$4,382.00 (+2.43%)$266,800 (+3%) Land $77,090 Building $189,710$436,800 (+1.35%) Land $156,200 Building $280,600
2024$4,278.00 (+3.23%)$259,030 (+3%) Land $74,840 Building $184,190$430,980 (+18.52%) Land $147,800 Building $283,180
2023$4,144.00 (+2.73%)$251,490 (+3%) Land $72,660 Building $178,830$363,640 (-15.55%) Land $138,360 Building $225,280
2022$4,034.00$244,170 Land $70,540 Building $173,630$430,610 Land $130,870 Building $299,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber		2,500 / 2,500
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rogue Broadband
Fixed Wireless		200 / 25
FireServe
Fixed Wireless		100 / 30
AT&T
Fixed Wireless		100 / 20

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