Muskogee County property record for 420 Elberta St, Muskogee, OK 74403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1999 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Sep 2017) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2420-02-003-013-1-078-13 |
| Primary APN | 2420-02-003-013-1-078-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 186 sqft |
| Patio Area | 126 sqft |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 510009616 |
|---|---|
| Street Address | 420 ELBERTA ST |
| City | MUSKOGEE |
| State | OK |
| Zip | 74403-8321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | GRANDVIEW NORTH LOT 13 BLOCK 3 |
| Legal Subdivision | GRANDVIEW NORTH |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MUSKOGEE OK |
| Township / Civil Division | MUSKOGEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 901 |
420 Elberta St is owned by two individuals who bought it in September 2017.
Source: Muskogee County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16718 FRIAR PL, WEED, CA 96094-9491 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Sep 20, 2017 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on File |
| Deed Sale | Sep 20, 2017 · Amount on File |
| Prior Sale | Jan 20, 2014 |
| Deed Document Number | 201711082 |
| Deed Book / Page | 4560 / 101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Property Address | 420 ELBERTA ST, MUSKOGEE, OK 74403-8321 |
| Document Number | 0000008319 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 420 ELBERTA ST MUSKOGEE OK 744038321, MUSKOGEE, OK 74403-8321 |
| Document Number | 0000008319 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 004699/000879 |
| Instrument | 8319 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Recording Date | Sep 20, 2017 |
| Property Address | 420 ELBERTA ST, MUSKOGEE, OK 74403-8321 |
| Document Number | 0000011082 |
| Book / Page | 4560 / 101 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2017-011082 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | EXECUTIVES TITLE & ESCROW C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16718 FRIAR PL, WEED, CA 96094-9491 |
| Document Number | 0000011083 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017-011083 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 420 Elberta St was $2,074, up 10.4% from the year before.
Source: Muskogee County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Muskogee County |
| Municipality | Muskogee City |
| Unified School District | Hilldale Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,553 (+10.25%) Land $923 Building $18,630 | $177,751 Land $8,388 Building $169,363 | |
| 2025 | $2,074.00 (+10.44%) | $17,735 (-) Land $837 Building $16,898 | |
| 2024 | $1,878.00 (+5.39%) | $17,735 (-) Land $837 Building $16,898 | $185,674 (-0.81%) Land $10,938 Building $174,736 |
| 2023 | $1,782.00 | $17,735 Land $722 Building $17,013 | $187,192 Land $6,563 Building $180,629 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 420 Elberta St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Elberta St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKOGEE MUNICIPAL AUTHORITY serves 38,310 people · EPA ID OK1021607 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jan 2026 Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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