420 E Waterside Dr, Unit 509, Chicago, IL 60601 Property Records

Cook County property record for 420 E Waterside Dr, Unit 509, Chicago, IL 60601

Property Summary

Property Type	Condominium
Details	built 2006
Lot Size	0.841 acres (36,652 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Apr 2026)
Tax Bill	$8,819 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-400-035-1037`

Property Details

APN / Parcel Number

Primary APN	`17-10-400-035-1037`

Interior

Units	688 Units

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	36,652 sqft (0.841 acres)

Location & Zoning

Street Address	420 E WATERSIDE DR, 509
City	CHICAGO
State	IL
Zip	60601-8002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 70
Legal Subdivision	LAKESHORE EAST SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3003
Census Tract	320101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Grant Park listed 1993 · 35 contributing resources · NRIS 92001075

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 E WATERSIDE DR, 509, CHICAGO, IL 60601-8002
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional with PMI FLANAGAN ST BK
Jun 18, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	202620013
Prior Transfer Date	Dec 19, 2006
Prior Transfer Doc	0000002146
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 16, 2026
Property Address	420 E WATERSIDE DR, 509, CHICAGO, IL 60601-8002
Document Number	0000020013
Instrument Date	Apr 1, 2026
Instrument	202620013
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,688.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E WATERSIDE DR, 509, CHICAGO, IL 60601-8002

Mortgage

Document Number	0000000020,
Date	Apr 16, 2026
Instrument	2026106202610620

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 14, 2023
Property Address	420 E WATERSIDE DR UNIT 509, 509, CHICAGO, IL 60601-8002
Document Number	0022655065
Map Reference	DOC 30301045
Instrument Date	Aug 3, 2023
Instrument	2322655065
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420 E WATERSIDE DR UNIT 509, 509, CHICAGO, IL 60601-8002

Mortgage

Document Number	0022655067
Date	Aug 14, 2023
Instrument	2322655067

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	420 E WATERSIDE DR UNIT 508, 508, CHICAGO, IL 60601-8002
Document Number	2003515042
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BE WATERSIDE DR #509 CHICAGO IL 60601, 509, CHICAGO, IL 60601

Mortgage

Document Number	2003515042
Date	Feb 4, 2020
Instrument	3515042

Lender

Name	FLANAGAN ST BK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 18, 2019
Property Address	420 E WATERSIDE DR UNIT 508, 508, CHICAGO, IL 60601-8002
Document Number	1916906065
Instrument Date	Jun 12, 2019
Instrument	16906065
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E WATERSIDE DR #509 CHICAGO IL 606018002, 509, CHICAGO, IL 60601-8002

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,629 (-2.8%) Land $1,578 Building $39,051	$406,290 (-2.8%) Land $15,780 Building $390,510
2023	$8,819.00 (+2.58%)
2022	$8,597.00 (+2.28%)	$41,798 (-) Land $1,271 Building $40,527	$417,980 (-) Land $12,710 Building $405,270
2021	$8,405.00	$41,798 Land $1,271 Building $40,527	$417,980 Land $12,710 Building $405,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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