420 E State St, Algona, IA 50511 Property Records

Kossuth County property record for 420 E State St, Algona, IA 50511

Property Summary

Property Type	Service Station (Full Service)
Details	1,430 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$72,100 (Sep 2006)
Tax Bill	$1,416 (2018)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-462-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-462-003`

Interior

Stories	1 Story
Building Area	1,430 sqft Gross Area
1st Floor Area	1,430 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	420 E STATE ST
City	ALGONA
State	IA
Zip	50511-2740
Property Category	Commercial
Property Type	Commercial > Retail > Service Station (Full Service)
Legal Description	LOT 1 & E 18' OF N 117' LOT 2 BLK 25
Legal Subdivision	ORIGINAL PLAT OF ALGONA
Legal Block	25
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3013
Census Tract	950500

Owner

Source: Kossuth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 E STATE ST, ALGONA, IA 50511-2740
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2006 · Amount on Record
Deed Sale	Sep 12, 2006 · Amount on Record
Deed Document Number	20063260
Deed Book / Page	2006 / 3260
Last Transfer Date	Oct 30, 2015
Transfer Doc	2015/3354
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	420 E STATE ST, ALGONA, IA 50511-2740
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1590
Date	Jun 1, 2020
Book Page	2020/1590
Instrument	2020 1590

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	420 E STATE ST, ALGONA, IA 50511-2740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1590
Date	Jun 1, 2020
Book Page	2020/1590
Instrument	2020 1590

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,794 (+11.73%) Land $31,250 Building $89,544
2023		$108,111 Land $31,250 Building $76,861	$108,111 (-10.5%) Land $31,250 Building $76,861
2021			$120,794 Land $31,250 Building $89,544
2018	$1,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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