Eaton County property record for 420 E Shepherd St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,297 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,000 (Dec 2003) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20004520049000 |
| Primary APN | 20004520049000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Garage Area | 332 sqft |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 420 E SHEPHERD ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | LOT 49. DAYFAIR MANOR ADDITION CITY OF CHARLOTTE |
| Legal Subdivision | DAYFAIR MANOR |
| Legal Lot Number | 49 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20902 |
420 E Shepherd St is owned and occupied by two individuals who acquired it in October 2025.
Source: Eaton County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 E SHEPHERD ST, CHARLOTTE, MI 48813-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2003 · Amount on File |
| Deed Sale | Dec 22, 2003 · Amount on File |
| Prior Sale | Apr 3, 2003 · Amount on File |
| Deed Book / Page | 1776 / 473 |
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 03159/1197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Oct 14, 2025 |
| Property Address | 420 E SHEPHERD ST, CHARLOTTE, MI 48813-2222 |
| Document Number | 03159/1197 |
| Book / Page | 3159 / 1197 |
| Instrument Date | Oct 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 E SHEPHERD ST, CHARLOTTE, MI 48813-2222 |
The 2025 property tax bill for 420 E Shepherd St was $2,478 with a homeowner's exemption, up 2.9% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,800 (+2.22%) | $144,421 (-) Land $33,369 Building $111,052 | |
| 2025 | $2,478.00 (+2.91%) Homeowner's exemption | $72,200 | $144,421 Land $33,369 Building $111,052 |
| 2024 | $2,408.00 | ||
| 2023 | $62,300 | $124,600 | |
| 2022 | $2,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 E Shepherd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 E Shepherd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: ACD.net, T-Mobile.
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