420 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 420 E Second St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,050 sqft · built 1968
Lot Size0.12 acres (5,375 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (May 2004)
Tax Bill$2,471 (2025)
Flood ZoneZone X (moderate risk)
APN244NF011

Property Details

APN / Parcel Number

Primary APN244NF011
Alternative APNs
  • 108513231920
  • 65373590

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,050 sqft Heated Area
Gross Area2,184 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Exterior MaterialWood Shingle
Roof TypeHip
Roof MaterialShingle
Lot Area5,375 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number65373590
Street Address420 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-20 B-40 S-A OIB PL/24/107
Legal Block40
Legal Lot Number20
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4015
Census Tract20512

Owner

Source: Brunswick County assessment roll, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2227 LOCKHART DR, CHARLOTTE, NC 28203-6039
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 1, 2004 · Amount on Record
Deed SaleMay 1, 2004 · Amount on Record
Deed Book / Page1943 / 1061
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,471.00$664,040 (-) Land $400,000 Building $264,040$664,040 (-) Land $400,000 Building $264,040
2023$664,040 Land $400,000 Building $264,040$664,040 Land $400,000 Building $264,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Second St

Nearby Streets

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