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420 E Mill St, Henderson, TN 38340 Property Records

Chester County property record for 420 E Mill St, Henderson, TN 38340

Property Summary

Property TypeSingle Family Home
Details3,734 sqft · built 1964
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on File
Tax Bill$2,067 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN012046D C 00802

Property Details

APN / Parcel Number

Primary APN012046D C 00802
Alternative APN
  • 046D C 00802 00006045A

Interior

Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,734 sqft Living Area
1st Floor Area2,206 sqft
Upper Floors Area504 sqft
Basement Area768 sqft
Finished Basement768 sqft
Unfinished Basement504 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
TerrainRolling
Garage TypeMixed
Garage Area361 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area614 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address420 E MILL ST
CityHENDERSON
StateTN
Zip38340-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H60
JurisdictionCHESTER TN
Township / Civil Division5
Census Block Group3
Census Block3002
Census Tract970200

Owner

Source: Chester County assessment roll, APN 012046D C 00802, as of July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address420 E MILL ST, HENDERSON, TN 38340-2430
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK
Mar 02, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address420 E MILL ST, HENDERSON, TN 38340-2430
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5340 ENVILLE RD, HENDERSON, TN 38340-3952

Mortgage

Document Number0004820555
DateOct 13, 2021
Book Page482/555
Instrument68729
Lender
NameTHE PEOPLES BANK
TypeBank
AddressHENDERSON, TN 38340
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 13, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateMar 02, 2023
Property Address420 E MILL ST, HENDERSON, TN 38340-2430
Document Number0005020609
Book / Page502 / 609
Instrument DateFeb 28, 2023
Instrument72927
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
Tax$980.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address420 E MILL ST, HENDERSON, TN 38340-2430

Tax Assessment & Valuation

Source: Chester County assessment roll as of July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00$101,525$406,100 Land $30,500 Building $375,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 24 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Aeneas Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000293, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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