420 E Melrose Ct, Decatur, IL 62526 Property Records

Macon County property record for 420 E Melrose Ct, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,000 sqft · built 1951
Lot Size	0.249 acres (10,830 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Oct 2016)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-02-302-010`

Property Details

APN / Parcel Number

Primary APN	`04-12-02-302-010`
Alternative APN	`12-02-302-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,830 sqft (0.249 acres)
Lot Dimensions	57 ft deep x 190 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041202302010
Street Address	420 E MELROSE CT
City	DECATUR
State	IL
Zip	62526-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	KENMORE 4TH ADD N90 ADJ & LOT 8 190X57
Legal Range	02E
Legal Township	16N
Legal Section	02
Legal Subdivision	KENMORE FOURTH ADD
Legal Lot Number	8
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2007
Census Tract	2001

Owner

420 E Melrose Ct is owned and occupied by an individual who bought it in October 2016.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	420 E MELROSE CT, DECATUR, IL 62526-4222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2016 · Amount on File
Deed Sale	Oct 12, 2016 · Amount on File
Deed Document Number	20161910149
Deed Book / Page	4527 / 149
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	420 E MELROSE CT, DECATUR, IL 62526-4222
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004906/781
Date	Jul 21, 2022
Book Page	4906/781
Instrument	1998991

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Melrose Ct was $1,597 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00	$23,116 Land $4,088 Building $19,028	$69,355 Land $12,265 Building $57,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 E Melrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 420 E Melrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20