Lincoln County property record for 420 E Main St, Stroud, OK 74079
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,508 sqft · built 1900 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,000 (Jul 2026) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18463 |
| Primary APN | 18463 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Upper Floors Area | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 552 sqft |
| Patio Area | 270 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 18463 |
|---|---|
| Street Address | 420 E MAIN ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 8 LOTS 1-4 ALLEYS ADDN STROUD 15-6-140-08-001 |
| Legal Range | 140 |
| Legal Township | 06N |
| Legal Section | 15 |
| Legal Subdivision | ALLEYS ADDN(27-15-6) |
| Legal Block | 8 |
| Legal Lot Number | 1-4 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 961100 |
Source: Lincoln County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 E MAIN ST, STROUD, OK 74079-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Nov 14, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 17, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 20265856 |
| Deed Book / Page | 2677 / 117 |
| Prior Transfer Date | Jul 23, 2026 |
| Prior Transfer Doc | 0000005856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Jul 30, 2026 |
| Property Address | 420 E MAIN ST, STROUD, OK 74079-4239 |
| Document Number | 0000005856 |
| Book / Page | 2677 / 117 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20265856 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | EMPIRE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,814.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 E MAIN ST, STROUD, OK 74079-4239 |
| Document Number | 0000005857, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20265857 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Nov 14, 2022 |
| Property Address | 420 E MAIN ST, STROUD, OK 74079-4239 |
| Document Number | 002492/257 |
| Book / Page | 2492 / 257 |
| Instrument Date | Nov 10, 2022 |
| Instrument | I-2022-008608 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | FIRSTITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 208 S9TH AVE, STROUD, OK 74079 |
| Document Number | I2022008609 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | I-2022-008609 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Jan 17, 2020 |
| Property Address | 420 E MAIN ST, STROUD, OK 74079-4239 |
| Document Number | 002361/792 |
| Book / Page | 2361 / 792 |
| Instrument Date | Jun 15, 2016 |
| Instrument | 00383 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 E MAIN ST, STROUD, OK 74079-4238 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,354 (+5%) Land $1,380 Building $27,974 | $266,854 (-1.94%) Land $12,548 Building $254,306 | |
| 2025 | $2,457.00 (-1.8%) | $27,956 (+10.25%) Land $1,351 Building $26,605 | $272,128 (+140.64%) Land $13,155 Building $258,973 |
| 2024 | $2,502.00 (+138.74%) | $25,357 (+105.1%) Land $1,447 Building $23,910 | |
| 2022 | $1,048.00 | $12,363 Land $575 Building $11,788 | $113,084 Land $5,260 Building $107,824 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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