420 E Main St, Stratford, OK 74872 Property Records

Garvin County property record for 420 E Main St, Stratford, OK 74872

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1968
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Oct 2017)
Tax Bill	$173 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`20689`

Property Details

APN / Parcel Number

Primary APN	`20689`
Alternative APN	`0705-00-008-013-0-014-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	60 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	128 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20689
Street Address	420 E MAIN ST
City	STRATFORD
State	OK
Zip	74872-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLOCK 8 STR W60' LOTS 13 THRU 16 WD/2196-719 QCD/1813-639;DIV/1813-630 WD/1492-634;JE/1509-255
Legal Range	03E
Legal Township	04N
Legal Section	26
Legal Subdivision	STRATFORD CITY
Legal Block	8
Legal Lot Number	13-16
Jurisdiction	GARVIN OK
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3064
Census Tract	681100

Owner

420 E Main St is owned by two individuals who bought it in October 2017.

Source: Garvin County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 581, STRATFORD, OK 74872-0581
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Oct 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on File
Deed Sale	Oct 23, 2017 · Amount on File
Deed Document Number	20178828
Deed Book / Page	2196 / 719
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARVIN OK
Property Address	420 E MAIN ST, STRATFORD, OK 74872
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2205/149
Date	Jan 8, 2018
Book Page	2205/149
Instrument	2018-000153

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	PAULS VALLEY, OK 73075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2033

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARVIN OK
Recording Date	Oct 23, 2017
Property Address	420 E MAIN ST, STRATFORD, OK 74872
Document Number	002196/719
Book / Page	2196 / 719
Instrument Date	Oct 23, 2017
Instrument	2017-008828
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51812 E COUNTY ROAD 1550, 51812, STRATFORD, OK 74872-6720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 581, STRATFORD, OK 74872-0581

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Main St was $173, up 2.4% from the year before.

Source: Garvin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garvin County
Municipality	Stratford Town
Unified School District	Stratford Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,950 (+5.01%) Land $175 Building $1,775	$17,726 (-69.3%) Land $1,593 Building $16,133
2025	$173.00 (+2.37%)	$1,857 (+4.97%) Land $167 Building $1,690	$57,737 (+7.64%) Land $2,700 Building $55,037
2024	$169.00 (+4.97%)	$1,769 (+5.05%) Land $159 Building $1,610	$53,639 (+14.47%) Land $2,700 Building $50,939
2023	$161.00 (+4.55%)	$1,684 (+4.92%) Land $156 Building $1,528	$46,859 (+81.89%) Land $2,700 Building $44,159
2022	$154.00	$1,605 Land $153 Building $1,452	$25,762 Land $2,700 Building $23,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 E Main St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services.

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