420 E Joseph Way, Gilbert, AZ 85295 Property Records

Maricopa County property record for 420 E Joseph Way, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,462 sqft · built 2003
Lot Size	0.352 acres (15,373 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-29-086`

Property Details

APN / Parcel Number

Primary APN	`309-29-086`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,462 sqft Living Area
1st Floor Area	3,044 sqft
Basement Area	1,418 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	15,373 sqft (0.352 acres)
Parking Spaces	3 Parking Spaces
Pool Area	550 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	420 E JOSEPH WAY
City	GILBERT
State	AZ
Zip	85295-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	VINTAGE RANCH MCR 571-24
Legal Range	06E
Legal Township	01S
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	VINTAGE RANCH
Legal Lot Number	86
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2003
Census Tract	815300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 E JOSEPH WAY, GILBERT, AZ 85295-1558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Mar 27, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020
Deed Sale	Jul 16, 2020
Prior Sale	Sep 27, 2006 · Amount on Record
Deed Document Number	20200635621
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	20180226770
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	420 E JOSEPH WAY, GILBERT, AZ 85295-1558
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E JOSEPH WAY, GILBERT, AZ 85295-1558

Mortgage

Document Number	0000031773
Date	Jan 11, 2021
Instrument	20210031773

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 27, 2018
Property Address	420 E JOSEPH WAY, GILBERT, AZ 85295-1558
Document Number	0000226770
Map Reference	MB 571 PG 24
Instrument Date	Jan 29, 2018
Instrument	20180226770
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2681 S BUTTE LN, 2681, GILBERT, AZ 85295-6179

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	420 E JOSEPH WAY, GILBERT, AZ 85295-1558

Mortgage

Document Number	0000226771
Date	Mar 27, 2018
Instrument	20180226771

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,610 (-1.4%)	$906,100 (-1.4%) Land $181,200 Building $724,900
2025	$5,324.00 (+3.7%)
2024		$91,900	$919,000 Land $183,800 Building $735,200
2023	$5,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, Verizon.

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