Contra Costa County property record for 420 E Home St, Oakley, CA 94561 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 998 sqft · built 1940 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,332 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-152-007-7 |
| Primary APN | 035-152-007-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 998 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 5,175 sqft (0.119 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 420 E HOME ST |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O HARA ADDN LOT 9 BLK 16 |
| Legal Subdivision | O HARA ADD |
| Legal Block | 16 |
| Legal Lot Number | 9 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 302007 |
Source: Contra Costa County records · APN 035-152-007-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 23, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY |
| Dec 23, 2021 | Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Dec 23, 2021 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jul 07, 2021 | Intrafamily Transfer, Transfer |
| Dec 31, 2019 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2021 |
| Deed Sale | Dec 23, 2021 |
| Prior Sale | Dec 23, 2021 · Amount on Record |
| Deed Document Number | 2021345341 |
| Prior Transfer Date | Dec 14, 2021 |
| Prior Transfer Doc | 0000345341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 03, 2026 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000033315 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202633315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000033315, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 202633315 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 01, 2052 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000124739 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-124739 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000151355 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017-151355 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000345340 |
| Map Reference | MB C PG 60 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-345340 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17054 ROCKWELL ROAD, ESCONDIDO, CA 92027 |
| Document Number | 0000345343 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-345343 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000345339 |
| Map Reference | MB C PG 60 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-345339 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000345342 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-345342 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 23, 2021 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000345341 |
| Map Reference | MB C PG 60 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021-345341 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 HARRIS CIR, BAY POINT, CA 94565-3574 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 07, 2021 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000192669 |
| Map Reference | MB C PG 60 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-192669 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2989 PEBBLE BEACH CIR, FAIRFIELD, CA 94534-8311 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 31, 2019 |
| Property Address | 420 E HOME ST, OAKLEY, CA 94561-5730 |
| Document Number | 0000235468 |
| Map Reference | MB C PG 60 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 2019-235468 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2989 PEBBLE BEACH CIR, FAIRFIELD, CA 94534-8311 |
| Document Number | 0000235469 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2019-235469 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $454,000 (-6.2%) Land $216,191 Building $237,809 | |
| 2025 | $6,332.00 (+4.87%) | $484,000 (+6.37%) Land $230,477 Building $253,523 |
| 2023 | $6,038.00 (-12.02%) | $455,000 Land $217,000 Building $238,000 |
| 2022 | $6,863.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133020072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 3 of 8 on primary residences |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998, other causes, Severe Winter Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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