Oakland County property record for 420 E Frank St, Unit 202, Birmingham, MI 48009
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 3,383 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $39,673 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-253-039 |
| Primary APN | 08-19-36-253-039 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 3,383 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 420 E FRANK ST, 202 |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1792 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R10E, SEC 36 OAKLAND COUNTY CONDOMINIUM PLAN NO 2228 THE BRISTOL UNIT 202 L 51779 P 104 7-23-18 FR 036 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 153200 |
420 E Frank St, Unit 202 is owner-occupied and held in a trust since February 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 420 E FRANK ST, 202, BIRMINGHAM, MI 48009-1792 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Feb 17, 2023 | Intrafamily Transfer, Transfer |
| Jul 14, 2022 | Warranty Deed, Transfer ATA NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 16, 2023 |
| Transfer Doc | 0000016224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 420 E FRANK ST UNIT 202, 202, BIRMINGHAM, MI 48009-1792 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2051 VILLA RD 203, 203, BIRMINGHAM, MI 48009-6569 |
| Document Number | 0000404298 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 57894/795 |
| Instrument | 404298 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 17, 2023 |
| Property Address | 420 E FRANK ST UNIT 202, 202, BIRMINGHAM, MI 48009-1792 |
| Document Number | 0000016224 |
| Book / Page | 58429 / 305 |
| Map Reference | LB 51779 PG 104-164 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 16224 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 E FRANK ST # ST203, ST203, BIRMINGHAM, MI 48009-1792 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 420 E FRANK ST UNIT 202, 202, BIRMINGHAM, MI 48009-1792 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 14, 2022 |
| Property Address | 420 E FRANK ST UNIT 202, 202, BIRMINGHAM, MI 48009-1792 |
| Document Number | 0000414196 |
| Book / Page | 57950 / 373 |
| Map Reference | LB 51779 PG 104-164 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 414196 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36400 WOODWARD AVE STE 109, 36400, BLOOMFIELD HILLS, MI 48304-0913 |
| Name | Verified Name |
|---|---|
| Address | 2051 VILLA RD UNIT 203, 203, BIRMINGHAM, MI 48009-6569 |
The 2025 property tax bill for 420 E Frank St, Unit 202 was $39,673 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,673.00 (-9.78%) Homeowner's exemption | $1,214,040 | $2,428,080 |
| 2024 | $43,974.00 | ||
| 2023 | $1,085,440 | $2,170,880 | |
| 2021 | $17,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 E Frank St, Unit 202 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 420 E Frank St, Unit 202 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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