420 E E St, Elizabethton, TN 37643 Property Records

Carter County property record for 420 E E St, Elizabethton, TN 37643

Property Summary

Property Type	Commercial
Details	3.25 ba · 4,380 sqft · built 1948
Lot Size	150 acres (6,534,000 sqft)
Owner	Company Name on Record
Last Sale	$117,000 (Jun 2025)
Tax Bill	$892 (2022)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041F-A-021.00`

Property Details

APN / Parcel Number

Primary APN	`041F-A-021.00`
Alternative APNs	`15041FA041F02100` `010041F A 02100`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Building Area	4,380 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Lot Area	6,534,000 sqft (150 acres)
Lot Dimensions	115 ft deep x 150 ft wide
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	420 E E ST
City	ELIZABETHTON
State	TN
Zip	37643-3305
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TOWN PLAT PB DB15 PG 574 BLK 0022 LOT 014- 150X115
Legal Subdivision	TOWN PLAT
Legal Block	22
Legal Lot Number	14
Jurisdiction	CARTER TN
Township / Civil Division	8
Census Block Group	2
Census Block	2036
Census Tract	70100

Owner

Source: Carter County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	420 E E ST, ELIZABETHTON, TN 37643-3305
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMER CREDIT UNION
Nov 3, 2021	Warranty Deed, Transfer · Commercial Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	20253782
Deed Book / Page	603 / 349
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER TN
Recording Date	Jun 16, 2026
Property Address	420 E E ST, ELIZABETHTON, TN 37643-3305
Document Number	0000004123
Book / Page	648 / 413
Instrument Date	Jun 16, 2026
Instrument	20264123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	816 W G ST, ELIZABETHTON, TN 37643-2911

Mortgage

Document Number	0000004123,
Date	Jun 16, 2026
Book Page	648/413
Instrument	20264123

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 15, 2028

Interest

Rate	6.51%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER TN
Recording Date	Nov 3, 2021
Property Address	420 E E ST, ELIZABETHTON, TN 37643-3305
Document Number	0000008504
Book / Page	462 / 63
Instrument Date	Oct 26, 2021
Instrument	21008504
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	SMOKY MOUNTAIN TITLE, SMOKY MOUNTAIN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BRIEN CIRCLE, GATLINBURG, TN 37738

Mortgage

Document Number	0000008505
Date	Nov 3, 2021
Instrument	21008505

Lender

Name	SMARTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 26, 2026

Tax Assessment & Valuation

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Carter County
Municipality	Elizabethton City
Unified School District	Elizabethton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,640 (-) Land $24,000 Building $2,640	$66,600 (+7.59%) Land $60,000 Building $6,600
2023		$26,640 (+7.59%) Land $24,000 Building $2,640
2022	$892.00	$24,760 Land $24,000 Building $760	$61,900 (-7.06%) Land $60,000 Building $1,900
2021			$66,600 Land $60,000 Building $6,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	25 (1984–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Severe Storms And Flooding, Feb 1998 · 9 claims Severe Storms & Flooding, May 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTON WATER DEPT serves 32,490 people · EPA ID TN0000221
Water Source	Purchased surface water from WATAUGA RIVER REG WATER AUTH
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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