420 E Co Rd 10, Berthoud, CO 80513 Property Records

Larimer County property record for 420 E Co Rd 10, Berthoud, CO 80513

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 4,822 sqft · built 1998
Lot Size	35.6 acres (1,553,567 sqft)
Owner	Individual Name on Record
Tax Bill	$8,622 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94120-00-016`

Property Details

APN / Parcel Number

Primary APN	`94120-00-016`
Alternative APN	`R1287648`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,822 sqft Gross Area
Basement Area	1,887 sqft
Finished Basement	1,887 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,553,567 sqft (35.6 acres)
View / Lot	Lake/Pond

Exterior Amenities

Porch	Wood Porch
Porch Area	1,145 sqft
Deck Area	44 sqft
Patio Area	891 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1287648
Street Address	420 E COUNTY ROAD 10
City	BERTHOUD
State	CO
Zip	80513-9244
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	FA1
Legal Description	BEG AT SE COR OF SW 1/4 12-4-69, TH ALG S LN N 89 49 1 W 878.22 FT, N 1767.37 FT, S 89 49 1 E 765.8 FT, S 41 57 16 E 17.91 FT, S 61 41 27 E 82.14 FT, S 89 49 1 E 34.33 FT TO E LN SW 1/4, TH ALG E LN S 0 12 25 W 1715.36 FT TPOB (SPLIT FROM 94
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2036
Census Tract	2602

Owner

Source: Larimer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 173, BERTHOUD, CO 80513-0173
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage FIRST WSTRN TR BK
Mar 21, 2020	Deed of Trust, Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	420 E COUNTY ROAD 10, BERTHOUD, CO 80513-9244
Document Number	0000059136
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	GUARDIAN TITLE AGENCY FT COLLINS, GUARDIAN TITLE AGCY FT COLLINS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 W STUART ST FORT COLLINS CO 805261529, FORT COLLINS, CO 80526-1529

Mortgage

Document Number	0000059136
Date	Aug 4, 2020
Instrument	59136

Lender

Name	FIRST WSTRN TR BK
Type	Bank
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	420 E COUNTY ROAD 10, BERTHOUD, CO 80513-9244
Document Number	0000021502
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 E COUNTY ROAD 10 BERTHOUD CO 805139244, BERTHOUD, CO 80513-9244

Mortgage

Document Number	0000021502
Date	Mar 30, 2020
Instrument	21502

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,622.00 (+19.92%)	$95,094 (-1.27%) Land $6,202 Building $88,892	$1,322,070 (+4.2%) Land $22,970 Building $1,299,100
2023	$7,190.00 (+19.99%)	$96,317 (+38.63%) Land $6,151 Building $90,166	$1,268,800 (+48.03%) Land $23,300 Building $1,245,500
2022	$5,992.00	$69,479 Land $6,188 Building $63,291	$857,140 Land $23,440 Building $833,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

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