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420 E Bank St, Salisbury, NC 28144 Property Records

Rowan County property record for 420 E Bank St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,639 sqft · built 1925
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Sep 2026)
Tax Bill$1,932 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN019 082

Property Details

APN / Parcel Number

Primary APN019 082
Alternative APN
  • 6098077

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,639 sqft Living Area
1st Floor Area1,639 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Foundation TypeFooting
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions18 ft deep x 5 ft wide

Exterior Amenities

PorchPorch
Porch Area150 sqft
Shed1 Shed
Shed Area121 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address420 E BANK ST
CitySALISBURY
StateNC
Zip28144-5508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT L 5 THE MOWERY PROPERTY
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1032
Census Tract50201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Brooklyn-South Square Historic District
listed 1985 · 65 contributing resources · NRIS 85001449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address420 E BANK ST, SALISBURY, NC 28144-5508
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Transfer · FHA Mortgage
MORTGAGE MORTGAGE
Jan 25, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2026 · Amount on Record
Deed SaleSep 22, 2026 · Amount on Record
Prior SaleJan 25, 2022 · Amount on Record
Deed Document Number2026
Deed Book / Page1491 / 292
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 22, 2026
Property Address420 E BANK ST, SALISBURY, NC 28144-5508
Document Number1491000292
Book / Page1491 / 292
Instrument DateSep 21, 2026
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57,974.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E BANK ST, SALISBURY, NC 28144-5508

Mortgage

Document Number1491000293,
DateSep 22, 2026
Book Page1491/293
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJan 25, 2022
Property Address420 E BANK ST, SALISBURY, NC 28144-5508
Document Number0013930738
Book / Page1393 / 738
Instrument DateJan 25, 2022
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 S ELLIS ST, 129, SALISBURY, NC 28144-4813

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 E FISHER ST, SALISBURY, NC 28144-4905

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,932.00 (+11.1%)$161,610 (+11.09%) Land $15,370 Building $146,240$161,610 (+11.09%) Land $15,370 Building $146,240
2025$1,739.00$145,478 (-) Land $15,370 Building $130,108
2023$1,739.00$145,478 Land $15,370 Building $130,108$145,478 Land $15,370 Building $130,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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