420 E 245th St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 420 E 245th St, Euclid, OH 44123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,074 sqft · built 1960
Lot Size0.164 acres (7,150 sqft)
OwnerOwner Name on File
Last Sale$101,000 (Nov 2004)
Tax Bill$3,023 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN644-17-005

Property Details

APN / Parcel Number

Primary APN644-17-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,074 sqft
Basement Area1,064 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions130 ft deep x 55 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address420 E 245TH ST
CityEUCLID
StateOH
Zip44123-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU2
Legal Description19-6 E 245 ST SUBD 0002 ALL MB644 PG17 MB45848 PG0049
Legal SubdivisionST SUB
Legal Lot Number2
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group1
Census Block1000
Census Tract152202

Owner

The current owner of 420 E 245th St bought it in November 2004.

Source: Cuyahoga County records, as of March 20, 2026

Owner of RecordOwner Name on File
Mailing Address420 E 245TH ST, EUCLID, OH 44123-1405
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2004 · Amount on File
Deed SaleNov 29, 2004 · Amount on File
Deed Document Number0004584849
Deed Book / Page45848 / 49
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address420 E 245TH ST, EUCLID, OH 44123-1405
Document Number0011170508
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E 245TH ST EUCLID OH 441231405, EUCLID, OH 44123-1405

Mortgage

Document Number0011170508
DateNov 17, 2020
Instrument11170508
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueNov 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 420 E 245th St was $3,023 with a homeowner's exemption, up 2.9% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,023.00 (+2.86%) Homeowner's exemption$45,290 (-) Land $9,380 Building $35,910
2024$2,939.00 (+27.34%) Homeowner's exemption$45,290 (+71.81%) Land $9,380 Building $35,910$129,400 Land $26,800 Building $102,600
2023$2,308.00 (+2.3%) Homeowner's exemption$26,360 (-) Land $6,790 Building $19,570
2022$2,256.00 Homeowner's exemption$26,360 Land $6,790 Building $19,570
2021$75,300 Land $19,400 Building $55,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 E 245th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 420 E 245th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

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