Allegan County property record for 420 Dix St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 960 sqft · built 1974 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $46,000 (Mar 2010) |
| Tax Bill | $3,388 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-023-215-00 |
| Primary APN | 54-023-215-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 14,113 sqft (0.324 acres) |
| Lot Dimensions | 188 ft deep x 75 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 420 DIX ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | COM AT S 1/4 PST SEC 23 TH N 472' TO POB TH W 75' TH N 188' TH E 75' TH S 188' TO POB ALSO COM 660' N OF S 1/4 PST TH W 75' TH N 42' TO S LIN OF DIX ST TH E 75' TO NE COR OF OUTLOT A TH S 42.25' TO POB BEING PART OF LEONARD HEALEY'S PLAT SEC 23 T1N R |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 23 |
| Legal Subdivision | LEONARD HEALEYS PLAT |
| Legal Lot Number | A |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31900 |
420 Dix St is owned and occupied by two individuals who bought it in March 2010.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 DIX ST, OTSEGO, MI 49078-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2010 · Amount on File |
| Deed Sale | Mar 3, 2010 · Amount on File |
| Prior Sale | May 13, 2009 · Amount on File |
| Deed Book / Page | 3401 / 15 |
| Prior Transfer Date | Feb 8, 2010 |
| Prior Transfer Doc | 3399/165 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 420 Dix St was $3,388 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,600 Land $15,700 Building $60,900 | $153,200 Land $31,400 Building $121,800 | |
| 2025 | $3,388.00 | ||
| 2023 | $56,800 Land $7,400 Building $49,400 | $113,600 Land $14,800 Building $98,800 | |
| 2022 | $2,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Dix St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 420 Dix St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET, Mercury Fiber.
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