420 Debra Ln, Ridgecrest, CA 93555 Property Records

Kern County property record for 420 Debra Ln, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1970
Lot Size	0.262 acres (11,428 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2024)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`080-251-06-00-2`

Property Details

APN / Parcel Number

Primary APN	`080-251-06-00-2`
Alternative APNs	`080-251-06-9` `0802510600` `08025106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	11,428 sqft (0.262 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	080251069
Street Address	420 DEBRA LN
City	RIDGECREST
State	CA
Zip	93555-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3318 , BLOCK , LOT 6
Legal Subdivision	TRACT NO 3318
Legal Tract	3318
Legal Block	2
Legal Lot Number	6
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2003
Census Tract	5409

Owner

420 Debra Ln is owned and occupied by an individual who bought it in November 2024.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	420 DEBRA LN, RIDGECREST, CA 93555-4217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 10, 2021	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 30, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	2024143602
Prior Transfer Date	Sep 18, 2024
Prior Transfer Doc	0000123437
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	420 DEBRA LN, RIDGECREST, CA 93555-4217
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 DEBRA LN, RIDGECREST, CA 93555-4217

Mortgage

Document Number	0000199876
Date	Dec 23, 2020
Instrument	220199876

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 10, 2021
Property Address	420 DEBRA LN, RIDGECREST, CA 93555-4217
Document Number	0000150643
Map Reference	MB 19 PG 73
Instrument Date	Jul 19, 2021
Instrument	221150643
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 DEBRA LN, RIDGECREST, CA 93555-4217

Mortgage

Document Number	0000150644
Date	Aug 10, 2021
Instrument	221150644

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 30, 2019
Property Address	420 DEBRA LN, RIDGECREST, CA 93555-4217
Document Number	0000112295
Instrument Date	Aug 2, 2019
Instrument	112295
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	420 DEBRA LN RIDGECREST CA 935554217, RIDGECREST, CA 93555-4217

Mortgage

Document Number	112296
Date	Aug 30, 2019
Instrument	112296

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 420 Debra Ln was $3,779 with a disabled person's exemption, up 11.1% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,700 (+2%) Land $45,900 Building $244,800
2025	$3,779.00 (+11.11%)	$285,000 Land $45,000 Building $240,000
2024	$3,401.00 (+3.12%)
2023	$3,298.00 (+2.07%) Homeowner's exemption	$260,100 Land $30,600 Building $229,500
2022	$3,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 420 Debra Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 420 Debra Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
Race Communications Fiber	1,000 / 1,000
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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