420 Cross Rd, Salem, NJ 08079 Property Records

Salem County and Lower Alloways Creek Township property record for 420 Cross Rd, Salem, NJ 08079

Property Summary

Property TypeSingle Family Home
Details2,864 sqft · built 1991
Lot Size1.58 acres (69,260 sqft)
Owner2 Individual Names on File
Last Sale$257,500 (May 2005)
Tax Bill$4,040 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00032-0000-00004-02

Property Details

APN / Parcel Number

Primary APN05-00032-0000-00004-02
Alternative APN
  • 05000320000000040002

Interior

Stories2 Stories
Building Area2,864 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area69,260 sqft

Location & Zoning

Street Address420 CROSS RD
CitySALEM
StateNJ
Zip08079-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block32
Legal Lot Number4.2
JurisdictionSALEM NJ
Township / Civil DivisionLOWER ALLOWAYS CREEK
Census Block Group2
Census Block2012
Census Tract22201

Owner

420 Cross Rd is owned and occupied by two individuals who bought it in May 2005.

Source: Salem County and Lower Alloways Creek Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address420 CROSS RD, SALEM, NJ 08079-3342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2005 · Amount on File
Deed SaleMay 18, 2005 · Amount on File
Deed Document Number200597033
Deed Book / Page1198 / 85
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALEM NJ
Property Address420 CROSS RD, SALEM, NJ 08079-3342
Document Number0045010008
Instrument DateOct 10, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 CROSS RD SALEM NJ 080793342, SALEM, NJ 08079-3342

Mortgage

Document Number0045010008
DateNov 28, 2018
Book Page004501/000008
Instrument136203
Lender
NamePOLICE & FIRE FCU
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 420 Cross Rd was $4,040, up 12.7% from the year before.

Source: Salem County and Lower Alloways Creek Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySalem County
County SubdivisionLower Alloways Creek Township
Unified School DistrictLower Alloways Creek Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,900 (+159.38%) Land $55,900 Building $467,000$522,900 (+159.38%) Land $55,900 Building $467,000
2025$4,040.00 (+12.72%)$201,600 Land $28,000 Building $173,600$201,600 Land $28,000 Building $173,600
2024$3,584.00
2023$201,600 Land $28,000 Building $173,600$201,600 Land $28,000 Building $173,600
2022$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Cross Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 60% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross Rd

Nearby Streets

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