Rowan County property record for 420 Cromer Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,607 sqft · built 1971 |
| Lot Size | 8.36 acres (364,162 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 423 071 |
| Primary APN | 423 071 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,385 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 364,162 sqft (8.36 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 357 sqft |
| Gazebo | Gazebo |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 420 CROMER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-7160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.36AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 51101 |
420 Cromer Rd is owned and occupied by two individuals who acquired it in September 2023.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MADISON SETTLEMENT SERVICES |
| Sep 15, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage AGSOUTH FARM CREDIT ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2023 |
| Transfer Doc | 0014290772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Document Number | 1480000360 |
| Book / Page | 1480 / 360 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Document Number | 1480000360, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1480/360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 15, 2023 |
| Property Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Document Number | 0014290772 |
| Book / Page | 1429 / 772 |
| Instrument Date | Sep 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 420 CROMER RD, SALISBURY, NC 28146-7160 |
| Document Number | 0001429773 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 1429/773 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2026 property tax bill for 420 Cromer Rd was $2,350.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 | $350,886 (-) Land $112,247 Building $238,639 | $350,886 Land $112,247 Building $238,639 |
| 2025 | $2,350.00 | $350,886 Land $112,247 Building $238,639 | |
| 2023 | $2,350.00 | $350,886 Land $112,247 Building $238,639 | $350,886 Land $112,247 Building $238,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 420 Cromer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 420 Cromer Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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