420 Cleveland St, Elyria, OH 44035 Property Records

Lorain County property record for 420 Cleveland St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2024)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-25-018-105-024`

Property Details

APN / Parcel Number

Primary APN	`06-25-018-105-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	737 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	172 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	340 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	420 CLEVELAND ST
City	ELYRIA
State	OH
Zip	44035-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW CENTER 42 X 180
Legal Subdivision	NEW CENTER ALLOTMENT
Legal Tract	25
Legal Block	105
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1018
Census Tract	70700

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	420 CLEVELAND ST, ELYRIA, OH 44035-6144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Oct 18, 2022
Deed Document Number	2024000848
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 26, 2024
Property Address	420 CLEVELAND ST, ELYRIA, OH 44035-6144
Document Number	0000005028
Map Reference	VOL 7 PG 49
Instrument Date	Feb 14, 2024
Instrument	2024-0005028
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	420 CLEVELAND ST, ELYRIA, OH 44035-6144

Mortgage

Document Number	0000005107
Date	Feb 27, 2024
Instrument	2024-0005107

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Index	11th District COF

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 18, 2022
Property Address	420 CLEVELAND ST, ELYRIA, OH 44035-6144
Document Number	0000895514
Map Reference	VOL 7 PG 49
Instrument Date	Oct 18, 2022
Instrument	2022-0895514
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37692 BUTTERNUT RIDGE RD, 37692, NORTH RIDGEVILLE, OH 44039-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 342, ELYRIA, OH 44036-0342

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00	$24,340 (-0.01%) Land $10,190 Building $14,150	$69,550 (-) Land $29,110 Building $40,440
2024	$1,146.00 (-9.12%)	$24,343 (+8.42%) Land $10,189 Building $14,154	$69,550 (+8.42%) Land $29,110 Building $40,440
2023	$1,261.00 (+0.96%)	$22,453 (-0.03%) Land $9,058 Building $13,395	$64,150 (-) Land $25,880 Building $38,270
2022	$1,249.00	$22,460 Land $9,060 Building $13,400
2021			$64,150 Land $25,880 Building $38,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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